1. Acceptance of Terms
By accessing or using HalalStockGuide.com (the "Service"), operated by HalalStockGuide ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
2. Description of Service
HalalStockGuide.com is a free online platform that provides Shariah compliance screening data for publicly traded stocks. The Service displays financial ratios, screening results across multiple Islamic finance standards (AAOIFI, DJIM, MSCI, S&P, FTSE), and related informational content.
3. Not Financial or Religious Advice
The information provided on this website is for educational and informational purposes only. It does not constitute:
- A fatwa or Islamic religious ruling.
- Financial, investment, tax, or legal advice.
- A recommendation to buy, sell, or hold any security.
You should always consult a qualified Islamic scholar for Shariah guidance and a licensed financial advisor before making any investment decisions. We are not responsible for any investment decisions you make based on information found on this website.
4. Accuracy of Data
We strive to provide accurate and up-to-date information. However, we make no warranties or guarantees regarding the accuracy, completeness, reliability, or timeliness of any data displayed on the Service. Financial data is sourced from third-party providers and may contain errors, delays, or omissions.
Screening results are generated algorithmically and may differ from those produced by certified Shariah boards or advisory firms.
5. Use of the Service
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Service in any way that violates applicable laws or regulations.
- Scrape, crawl, or use automated tools to extract data from the Service in bulk without our written permission.
- Attempt to interfere with, compromise, or disrupt the Service or its infrastructure.
- Reproduce, duplicate, sell, or exploit any portion of the Service for commercial purposes without our express permission.
- Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
6. Intellectual Property
All content on HalalStockGuide.com, including but not limited to text, graphics, logos, design, and software, is the property of HalalStockGuide or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.
7. Third-Party Links and Services
The Service may contain links to third-party websites, products, or services. We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party services is at your own risk.
8. Advertising
The Service may display advertisements provided by third-party advertising networks, including Google AdSense. These advertisers may use cookies and similar technologies to serve ads based on your browsing activity. Please refer to our Privacy Policy for more details.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any defects will be corrected.
10. Limitation of Liability
To the fullest extent permitted by applicable law, HalalStockGuide and its owners, operators, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or in connection with your use of the Service.
In no event shall our total liability exceed the amount you paid us in the twelve (12) months prior to the event giving rise to the claim (if any).
11. Indemnification
You agree to indemnify and hold harmless HalalStockGuide, its owners, operators, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of the Service or your violation of these Terms.
12. Modifications to Terms
We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of the Service after any changes constitutes your acceptance of the new Terms.
13. Termination
We may suspend or terminate your access to the Service at any time, without prior notice, for any reason, including if you violate these Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
15. Contact Us
If you have questions about these Terms of Service, you can contact us at:
Email: contact@halalstockguide.com
Website: halalstockguide.com