Is Singtel (Z74) Halal?
Shariah Screening — 5 Standards
Based on financial data from March 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 14.2% / 30% | 3.4% / 30% | 1.8% / 30% | 0.7% / 5% | ✓ HALAL |
| DJIM | 14.2% / 33% | 3.4% / 33% | 1.8% / 33% | 0.7% / 5% | ✓ HALAL |
| MSCI | 24.9% / 33% | 5.9% / 33% | 3.2% / 33% | 0.7% / 5% | ✓ HALAL |
| S&P | 14.2% / 33% | 3.4% / 33% | 1.8% / 33% | 0.7% / 5% | ✓ HALAL |
| FTSE | 24.9% / 33% | 5.9% / 33% | 3.2% / 50% | 0.7% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 25.5% | |
| Operating Margin | 9.9% | |
| Net Margin | 48.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $4.6B |
| Free Cash Flow | $353M |
| Total Debt | $11.7B |
| Debt-to-Equity | 41.8 |
| Total Assets | $46.8B |
Price & Trading
| Last Close | SGD 4.95 |
| 50-Day MA | SGD 4.87 |
| 200-Day MA | SGD 4.45 |
| Avg Volume | 21.3M |
| Beta | 0.3 |
|
52-Week Range
SGD 3.27
| |
About Singtel (Z74)
Singapore Telecommunications Limited, together with its subsidiaries, provides telecommunication services to consumers and small businesses in Singapore, Australia, and internationally. It operates through Optus, Singtel Singapore, NCS, and Digital InfraCo segments. The company provides mobile, equipment sales, fixed voice and data, satellite, ICT and managed services; pay television, content and digital services, and ICT services; and technology services to clients through its Gov+, Enterprise, and Telco+ groups. It also offers regional data center services under Nxera; satellite carrier services; and Paragon, a digital acceleration platform for 5G multi-access edge compute and cloud orchestration, as well as AI Cloud Service through RE:AI. In addition, the company offers services comprising insurance, my Singtel app, my smart network, GXS bank, dash, Singtel paylater, and telephony services. The company was incorporated in 1992 and is headquartered in Singapore.
Purification Calculator
As a halal stock with 0.70% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is Singtel (Z74) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Singtel is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Singtel's debt ratio?
Singtel's debt ratio is 14.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 24.9%.
Does Singtel require dividend purification?
Yes, Singtel has an impermissible income ratio of 0.70%, which means 0.70% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are Singtel's key financial metrics?
Singtel has a market capitalization of $82.3B, trailing P/E ratio of 13.5, and revenue of $14.1B. The company maintains a gross margin of 25.5% and a net margin of 48.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.