Is Wah Fu Education Group Ltd (WAFU) Halal?

NASDAQ Consumer Defensive China $7M
✗ NOT HALAL
Confidence: 90/100
Wah Fu Education Group Ltd (WAFU) is Not Halal under AAOIFI Standard 21. While the debt ratio of 1.8% is acceptable, the cash and interest-bearing securities ratio of 135.9% exceeds the 30% threshold. Wah Fu Education Group Ltd operates in the Consumer Defensive sector.

Shariah Screening — 5 Standards

Based on financial data from March 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 1.8%
/ 30%
135.9%
/ 30%
53.7%
/ 30%
2.74%
/ 5%
✗ NOT HALAL
DJIM 1.8%
/ 33%
135.9%
/ 33%
53.7%
/ 33%
2.74%
/ 5%
✗ NOT HALAL
MSCI 0.9%
/ 33%
65.6%
/ 33%
25.9%
/ 33%
2.74%
/ 5%
✗ NOT HALAL
S&P 1.8%
/ 33%
135.9%
/ 33%
53.7%
/ 33%
2.74%
/ 5%
✗ NOT HALAL
FTSE 0.9%
/ 33%
65.6%
/ 33%
25.9%
/ 50%
2.74%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.11
P/B Ratio
0.6
EV/EBITDA
5.1
EV: -$2M
Revenue
$6M
Growth: -5.3%
Beta
0.9
Average volatility
Current Ratio
3.9

Profitability

Gross Margin 42.1%
Operating Margin 5.3%
Net Margin -7.5%
Return on Equity (ROE) -3.1%
Return on Assets (ROA) -1.6%

Cash Flow & Balance Sheet

Operating Cash Flow-$965,592
Free Cash Flow-$976,468
Total Debt$132,250
Debt-to-Equity5.2
Current Ratio3.9
Total Assets$15M

Price & Trading

Last Close$1.72
50-Day MA$1.69
200-Day MA$1.63
Avg Volume10K
Beta0.9
52-Week Range
$1.22
$3.39

About Wah Fu Education Group Ltd (WAFU)

CEO
Mr. Xinghui Yang
Employees
107
Sector
Consumer Defensive
Industry
Education & Training Services
Country
China
Exchange
NASDAQ
Market Cap
$7M
Currency
USD

Wah Fu Education Group Limited, through its subsidiaries, provides online exam preparation services and related technology solutions in the People's Republic of China. It operates through two segments Online Education Services and Technological Development and Operation Service. The company offers online education platforms to institutions, such as universities and training institutions, and online course development service companies. It also provides self-study examination, continuing education, and non-diploma training platforms that allow students to enroll in courses for college credit; vocational education 1+X and higher vocational enrollment expansion teaching and educational administration platform; Huafu e-school system and paperless examination platform; and online training and examination preparation services directly to students. In addition, the company develops and maintains online education platforms and online courses for its clients, including universities and government agencies, as well as private clients, such as publishers; and offers consulting, maintenance, and updating services related to online education programs. Further, it produces online training course materials. The company was founded in 1999 and is headquartered in Beijing, the People's Republic of China.

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Frequently Asked Questions

Is Wah Fu Education Group Ltd (WAFU) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Wah Fu Education Group Ltd is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Wah Fu Education Group Ltd's debt ratio?

Wah Fu Education Group Ltd's debt ratio is 1.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 0.9%.

What are Wah Fu Education Group Ltd's key financial metrics?

Wah Fu Education Group Ltd has a market capitalization of $7M, and revenue of $6M. The company maintains a gross margin of 42.1% and a net margin of -7.5%. Return on equity stands at -3.1%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.