Apple Inc. (AAPL) Financial Ratio Screen

NASDAQ Technology United States USD 4514710M
INSUFFICIENT / NOT IMPLEMENTED*
Automated financial screen · activity assessed separately
Apple Inc. (AAPL) needs additional financial data before the automated screen can be completed. One or more financial fields are missing; this is not a negative screening result.

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MSCI new-inclusion financial-ratio snapshot

AAPL financial screening at a glance

INSUFFICIENT / NOT IMPLEMENTED*Financial ratios shown separately from business review — not a fatwa
Debt ratio
27.5%
Pass vs 30%
Cash ratio
15.2%
Pass vs 30%
Receivables + cash
35.5%
Fail vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-08-31. Financial period used: September 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleMore financial data neededNo negative conclusion follows from missing data
FTSE/Yasaar-styleMore financial data neededNo negative conclusion follows from missing data
S&P-style provisionalFinancial criteria passedActivity is assessed separately
Business activityEvidence available6 SEC extraction facts reviewed; ambiguous activities may remain
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodSeptember 2025Calculation date2026-08-31S&P-style history2023-07-31 to 2026-07-31Last activity review2026-08-03

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Business activity evidence

Activity assessment in progress

The supplied classification (Consumer Electronics) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: SEC filing extraction found 11 dimensioned facts; 6 have passed extraction review. No activity conclusion is made. Open the SEC annual filing.

Reviewed counting basis: 5 non-overlapping leaves cover 100.00% of the filing revenue total — evidence basis reconciled. 1 included activities remain ambiguous. This is an assisted evidence review, not external Shariah approval.

View SEC-extracted business segments
  • Product — 73.8% of filing total · extraction accepted · activity: permissible · hierarchy: parent · counting: excluded_overlap
  • IPhone — 50.4% of filing total · extraction accepted · activity: permissible · hierarchy: leaf · counting: included
  • Service — 26.2% of filing total · extraction accepted · activity: ambiguous · hierarchy: leaf · counting: included
  • Wearables Homeand Accessories — 8.6% of filing total · extraction accepted · activity: permissible · hierarchy: leaf · counting: included
  • Mac — 8.1% of filing total · extraction accepted · activity: permissible · hierarchy: leaf · counting: included
  • IPad — 6.7% of filing total · extraction accepted · activity: permissible · hierarchy: leaf · counting: included

Profile description reviewed: Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple Vision Pro, Apple TV, Apple Watch, Beats products, and HomePod, as well as Apple branded and third-party accessories. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allows customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV, which offers original content and live sports; Apple Card, a co-branded credit card; and Apple Pay, a cashless payment service, as well as licenses its intellectual property. The company serves consumers, and small and mid-sized businesses; and the education, enterprise, and government markets. It distributes third-party applications for its products through the App Store. The company also sells its products through its retail and online stores, and direct sales force; and third-party cellular network carriers and resellers. The company was formerly known as Apple Computer, Inc. and changed its name to Apple Inc. in January 2007. Apple Inc. was founded in 1976 and is headquartered in Cupertino, California.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from September 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 27.5%
/ 30%
15.2%
/ 30%
35.5%
/ 30%
N/A INSUFFICIENT / NOT IMPLEMENTED*
S&P-style (provisional) 2.9%
/ 33%
N/A N/A N/A FINANCIAL SCREEN PASSED*
FTSE 27.5%
/ 33%
15.2%
/ 33%
35.5%
/ 50%
N/A INSUFFICIENT / NOT IMPLEMENTED*

Financial Highlights

P/E Ratio
35.5
Forward: 32.4
EPS
$8.72
Dividend Yield
35.0%
Payout: 12.0%
P/B Ratio
42.0
EV/EBITDA
27.0
EV: $4.5T
Revenue
$416.2B
Growth: 16.4%
Beta
1.1
Average volatility
Current Ratio
1.0

Profitability

Gross Margin 48.7%
Operating Margin 32.6%
Net Margin 27.6%
Return on Equity (ROE) 148.8%
Return on Assets (ROA) 27.1%

Cash Flow & Balance Sheet

Operating Cash Flow$111.5B
Free Cash Flow$98.8B
Total Debt$98.7B
Debt-to-Equity78.4
Current Ratio1.0
Total Assets$359.2B

Price & Trading

Last Close$311.30
50-Day MA$310.21
200-Day MA$281.50
Avg Volume56.6M
Beta1.1
52-Week Range
$224.69
$344.57

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-24 for the financial period September 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Historical market-cap evidence

37 monthly estimates are retained from 2023-07-31 to 2026-07-31. Each point combines a month-end close from Nasdaq public historical endpoint with an SEC-reported share count. The latest share evidence is dated 2026-07-17 (10-Q, tag dei:EntityCommonStockSharesOutstanding, accession 0000320193-26-000020). Open SEC XBRL evidence. Open Nasdaq price evidence. When 36 completed months are available, these observations support a provisional independent S&P-style leverage calculation. This reconstruction is not official S&P index data, does not prove index membership, and does not complete the separate activity-income screen. DJIM remains unavailable.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Apple Inc. (AAPL)

CEO
Mr. Timothy D. Cook
Employees
150,000
Sector
Technology
Industry
Consumer Electronics
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 4514710M
Currency
USD

Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple Vision Pro, Apple TV, Apple Watch, Beats products, and HomePod, as well as Apple branded and third-party accessories. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allows customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV, which offers original content and live sports; Apple Card, a co-branded credit card; and Apple Pay, a cashless payment service, as well as licenses its intellectual property. The company serves consumers, and small and mid-sized businesses; and the education, enterprise, and government markets. It distributes third-party applications for its products through the App Store. The company also sells its products through its retail and online stores, and direct sales force; and third-party cellular network carriers and resellers. The company was formerly known as Apple Computer, Inc. and changed its name to Apple Inc. in January 2007. Apple Inc. was founded in 1976 and is headquartered in Cupertino, California.

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Frequently Asked Questions

Is Apple Inc. (AAPL) halal to invest in?

The current automated result is More financial data is needed. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Apple Inc.'s debt ratio?

Apple Inc.'s debt ratio is 27.5% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Apple Inc.'s key financial metrics?

Apple Inc. has a market capitalization of USD 4514710M in its listing currency, trailing P/E ratio of 35.5, and revenue of $416.2B. The company maintains a gross margin of 48.7% and a net margin of 27.6%. Return on equity stands at 148.8%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: September 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.