Is Vroom, Inc. (VRM) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 66.2% | |
| Operating Margin | 8.9% | |
| Net Margin | -3.7% | |
| Return on Equity (ROE) | -20.9% | |
| Return on Assets (ROA) | 0.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$97M |
| Free Cash Flow | -$101M |
| Total Debt | $752M |
| Debt-to-Equity | 668.4 |
| Current Ratio | 2.4 |
| Total Assets | $1.1B |
Price & Trading
| Last Close | $12.35 |
| 50-Day MA | $15.82 |
| 200-Day MA | $22.99 |
| Avg Volume | 8K |
|
52-Week Range
$9.04
| |
About Vroom, Inc. (VRM)
Vroom, Inc., through its subsidiaries, operates as an automotive finance company. It offers vehicle financing to its customers through third party dealers under the UACC brand. The company also provides an artificial intelligence-powered analytics and digital services platform for automotive dealers, automotive financial services companies, and automotive industry. The company was formerly known as Auto America, Inc. and changed its name to Vroom, Inc. in July 2015. Vroom, Inc. was incorporated in 2012 and is based in Fort Worth, Texas.
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Frequently Asked Questions
Is Vroom, Inc. (VRM) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Vroom, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Vroom, Inc.'s debt ratio?
Vroom, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Vroom, Inc.'s key financial metrics?
Vroom, Inc. has a market capitalization of $61M, and revenue of $12M. The company maintains a gross margin of 66.2% and a net margin of -3.7%. Return on equity stands at -20.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.