Is UWM Holdings Corp (UWMC) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| DJIM | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| MSCI | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| S&P | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
| FTSE | Excluded — Mortgage Finance | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 100.0% | |
| Operating Margin | 31.0% | |
| Net Margin | 0.8% | |
| Return on Equity (ROE) | 13.4% | |
| Return on Assets (ROA) | 3.0% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$2.6B |
| Free Cash Flow | -$2.7B |
| Total Debt | $4.4B |
| Debt-to-Equity | 907.7 |
| Current Ratio | 3.0 |
| Total Assets | $16.9B |
Price & Trading
| Last Close | $3.53 |
| 50-Day MA | $4.59 |
| 200-Day MA | $5.04 |
| Avg Volume | 18.9M |
| Beta | 1.9 |
|
52-Week Range
$3.38
| |
About UWM Holdings Corp (UWMC)
UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and is headquartered in Pontiac, Michigan.
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Frequently Asked Questions
Is UWM Holdings Corp (UWMC) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), UWM Holdings Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is UWM Holdings Corp's debt ratio?
UWM Holdings Corp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are UWM Holdings Corp's key financial metrics?
UWM Holdings Corp has a market capitalization of $5.5B, trailing P/E ratio of 28.5, and revenue of $1.6B. The company maintains a gross margin of 100.0% and a net margin of 0.8%. Return on equity stands at 13.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.