Is UNIVEST FINANCIAL Corp (UVSP) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 34.9% | |
| Net Margin | 28.9% | |
| Return on Equity (ROE) | 9.9% | |
| Return on Assets (ROA) | 1.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $102M |
| Free Cash Flow | $97M |
| Total Debt | $327M |
| Total Assets | $8.4B |
Price & Trading
| Last Close | $33.98 |
| 50-Day MA | $34.00 |
| 200-Day MA | $31.76 |
| Avg Volume | 158K |
| Beta | 0.6 |
|
52-Week Range
$22.83
| |
About UNIVEST FINANCIAL Corp (UVSP)
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is UNIVEST FINANCIAL Corp (UVSP) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), UNIVEST FINANCIAL Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is UNIVEST FINANCIAL Corp's debt ratio?
UNIVEST FINANCIAL Corp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are UNIVEST FINANCIAL Corp's key financial metrics?
UNIVEST FINANCIAL Corp has a market capitalization of $955M, trailing P/E ratio of 10.7, and revenue of $328M. Return on equity stands at 9.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.