Is UNITEDHEALTH GROUP INC (UNH) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 29.6% / 30% | 11.2% / 30% | 18.6% / 30% | N/A | ✓ HALAL |
| DJIM | 29.6% / 33% | 11.2% / 33% | 18.6% / 33% | N/A | ✓ HALAL |
| MSCI | 25.8% / 33% | 9.8% / 33% | 16.2% / 33% | N/A | ✓ HALAL |
| S&P | 29.6% / 33% | 11.2% / 33% | 18.6% / 33% | N/A | ✓ HALAL |
| FTSE | 25.8% / 33% | 9.8% / 33% | 16.2% / 50% | N/A | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 18.5% | |
| Operating Margin | 0.3% | |
| Net Margin | 2.7% | |
| Return on Equity (ROE) | 12.5% | |
| Return on Assets (ROA) | 3.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $19.7B |
| Free Cash Flow | $16.1B |
| Total Debt | $78.4B |
| Debt-to-Equity | 81.6 |
| Current Ratio | 0.8 |
| Total Assets | $309.6B |
Price & Trading
| Last Close | $268.05 |
| 50-Day MA | $291.29 |
| 200-Day MA | $313.39 |
| Avg Volume | 9.5M |
| Beta | 0.4 |
|
52-Week Range
$234.60
| |
About UNITEDHEALTH GROUP INC (UNH)
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.
Related Halal Stocks in Healthcare
Frequently Asked Questions
Is UNITEDHEALTH GROUP INC (UNH) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), UNITEDHEALTH GROUP INC is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is UNITEDHEALTH GROUP INC's debt ratio?
UNITEDHEALTH GROUP INC's debt ratio is 29.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 25.8%.
What are UNITEDHEALTH GROUP INC's key financial metrics?
UNITEDHEALTH GROUP INC has a market capitalization of $235.1B, trailing P/E ratio of 19.6, and revenue of $447.6B. The company maintains a gross margin of 18.5% and a net margin of 2.7%. Return on equity stands at 12.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.