UNITED NATURAL FOODS INC (UNFI) Financial Ratio Screen

NYSE Consumer Defensive United States USD 2772M
RATIOS FAIL*
Automated financial screen · activity assessed separately
UNITED NATURAL FOODS INC (UNFI) is potentially non-compliant in the automated ratio model. The company's debt ratio of 45.4% exceeds the 30% MSCI new-inclusion threshold relative to total assets. UNITED NATURAL FOODS INC operates in the Consumer Defensive sector.

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MSCI new-inclusion financial-ratio snapshot

UNFI financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
45.4%
Fail vs 30%
Cash ratio
0.6%
Pass vs 30%
Receivables + cash
15.0%
Pass vs 30%
Impermissible income
0.0%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: July 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodJuly 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Food Distribution) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: United Natural Foods, Inc., together with its subsidiaries, engages in the distribution of natural, organic, specialty, produce, and conventional grocery and non-food products in the United States and Canada. It operates in three segments: Natural, Wholesale, and Retail. The company distributes grocery and general merchandise, perishables, frozen food, wellness and personal care items, bulk and foodservice, home, health and beauty care, pharmacy, pet food, produce, meat, dairy, and organic/non-GMO products under the ESSENTIAL EVERYDAY, SHOPPERS VALUE, WILD HARVEST, Field Day, STONE RIDGE CREAMERY, EQUALINE, CULINARY CIRCLE, and WOODSTOCK brands. It also engages in the manufacture of natural and organic snack food; importing, roasting, packaging, and distributing of nuts, dried fruit, seeds, trail mixes, granola, natural and organic snack items, and confections under the Woodstock Farms Manufacturing brand; and operation of grocery and liquor stores under the Cub Foods and Shoppers brands. In addition, the company provides shelf and planogram management, retail store support, pricing strategy, shelf tags, electronic payments and coupon processing, store layout and design, equipment sourcing and procurement, point-of-sale hardware and software, network and data hosting solutions, consumer convenience services, automation tools, sustainability services, and administrative back-office solutions; consumer and trade marketing programs; and programs to support suppliers in understanding its markets. Further, it offers web and digital marketing services, such as websites, digital coupon and loyalty programs, mobile applications, e-commerce, and circular programs; and various supply chain, digital, and professional services. It serves grocery chains, retailers, and wholesale customers. United Natural Foods, Inc. was founded in 1976 and is headquartered in Providence, Rhode Island.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from July 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 45.4%
/ 30%
0.6%
/ 30%
15.0%
/ 30%
0.01%
/ 5%
RATIOS FAIL*
FTSE 45.4%
/ 33%
0.6%
/ 33%
15.0%
/ 50%
0.01%
/ 5%
RATIOS FAIL*

Financial Highlights

EPS
$-0.64
P/B Ratio
1.7
EV/EBITDA
10.2
EV: $5.9B
Revenue
$31.8B
Growth: -4.2%
Beta
0.8
Average volatility
Current Ratio
1.3

Profitability

Gross Margin 13.5%
Operating Margin 1.1%
Net Margin -0.1%
Return on Equity (ROE) -2.3%
Return on Assets (ROA) 2.3%

Cash Flow & Balance Sheet

Operating Cash Flow$470M
Free Cash Flow$239M
Total Debt$3.5B
Debt-to-Equity197.2
Current Ratio1.3
Total Assets$7.6B

Price & Trading

Last Close$47.26
50-Day MA$48.42
200-Day MA$43.26
Avg Volume613K
Beta0.8
52-Week Range
$27.63
$57.02

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-30 for the financial period July 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About UNITED NATURAL FOODS INC (UNFI)

CEO
Mr. James Alexander Miller Douglas Jr.
Employees
25,600
Sector
Consumer Defensive
Industry
Food Distribution
Country
United States
Exchange
NYSE
Market Cap (listing currency)
USD 2772M
Currency
USD

United Natural Foods, Inc., together with its subsidiaries, engages in the distribution of natural, organic, specialty, produce, and conventional grocery and non-food products in the United States and Canada. It operates in three segments: Natural, Wholesale, and Retail. The company distributes grocery and general merchandise, perishables, frozen food, wellness and personal care items, bulk and foodservice, home, health and beauty care, pharmacy, pet food, produce, meat, dairy, and organic/non-GMO products under the ESSENTIAL EVERYDAY, SHOPPERS VALUE, WILD HARVEST, Field Day, STONE RIDGE CREAMERY, EQUALINE, CULINARY CIRCLE, and WOODSTOCK brands. It also engages in the manufacture of natural and organic snack food; importing, roasting, packaging, and distributing of nuts, dried fruit, seeds, trail mixes, granola, natural and organic snack items, and confections under the Woodstock Farms Manufacturing brand; and operation of grocery and liquor stores under the Cub Foods and Shoppers brands. In addition, the company provides shelf and planogram management, retail store support, pricing strategy, shelf tags, electronic payments and coupon processing, store layout and design, equipment sourcing and procurement, point-of-sale hardware and software, network and data hosting solutions, consumer convenience services, automation tools, sustainability services, and administrative back-office solutions; consumer and trade marketing programs; and programs to support suppliers in understanding its markets. Further, it offers web and digital marketing services, such as websites, digital coupon and loyalty programs, mobile applications, e-commerce, and circular programs; and various supply chain, digital, and professional services. It serves grocery chains, retailers, and wholesale customers. United Natural Foods, Inc. was founded in 1976 and is headquartered in Providence, Rhode Island.

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Frequently Asked Questions

Is UNITED NATURAL FOODS INC (UNFI) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is UNITED NATURAL FOODS INC's debt ratio?

UNITED NATURAL FOODS INC's debt ratio is 45.4% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are UNITED NATURAL FOODS INC's key financial metrics?

UNITED NATURAL FOODS INC has a market capitalization of USD 2772M in its listing currency, and revenue of $31.8B. The company maintains a gross margin of 13.5% and a net margin of -0.1%. Return on equity stands at -2.3%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: July 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.