Is UNIVERSAL LOGISTICS HOLDINGS, INC. (ULH) Halal?

NASDAQ Industrials United States $527M
✗ NOT HALAL
Confidence: 90/100
UNIVERSAL LOGISTICS HOLDINGS, INC. (ULH) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 206.6% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. UNIVERSAL LOGISTICS HOLDINGS, INC. operates in the Industrials sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 206.6%
/ 30%
7.6%
/ 30%
87.5%
/ 30%
0.23%
/ 5%
✗ NOT HALAL
DJIM 206.6%
/ 33%
7.6%
/ 33%
87.5%
/ 33%
0.23%
/ 5%
✗ NOT HALAL
MSCI 46.9%
/ 33%
1.7%
/ 33%
19.9%
/ 33%
0.23%
/ 5%
✗ NOT HALAL
S&P 206.6%
/ 33%
7.6%
/ 33%
87.5%
/ 33%
0.23%
/ 5%
✗ NOT HALAL
FTSE 46.9%
/ 33%
1.7%
/ 33%
19.9%
/ 50%
0.23%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-3.79
Dividend Yield
210.0%
Payout: 18.2%
P/B Ratio
1.0
EV/EBITDA
7.1
EV: $1.5B
Revenue
$1.6B
Growth: -17.1%
Beta
0.9
Average volatility
Current Ratio
1.2

Profitability

Gross Margin 19.7%
Operating Margin 4.5%
Net Margin -6.4%
Return on Equity (ROE) -16.8%
Return on Assets (ROA) 2.1%

Cash Flow & Balance Sheet

Operating Cash Flow$183M
Free Cash Flow-$41M
Total Debt$971M
Debt-to-Equity179.8
Current Ratio1.2
Total Assets$1.8B

Price & Trading

Last Close$21.23
50-Day MA$17.03
200-Day MA$20.08
Avg Volume48K
Beta0.9
52-Week Range
$12.78
$30.76

About UNIVERSAL LOGISTICS HOLDINGS, INC. (ULH)

CEO
Mr. Timothy Phillips
Employees
10,525
Sector
Industrials
Industry
Trucking
Country
United States
Exchange
NASDAQ
Market Cap
$527M
Currency
USD

Universal Logistics Holdings, Inc. provides customized transportation and logistics solutions in the United States, Mexico, Canada, and Colombia. It operates through three segments: Contract Logistics, Intermodal, and Trucking. The Contract Logistics segment offers value-added and dedicated transportation services to support inbound logistics and industrial manufacturers and major retailers, including material handling, consolidation, sequencing, sub-assembly, cross-dock services, kitting, repacking, warehousing, returnable container management, and rail lift services. This segment also provides dedicated services which involve short-haul or round-trip moves within a defined geographic area provided through a network of union and non-union employee drivers, owner-operators, and contract drivers. The Intermodal segment offers local and regional drayage services through company-managed terminals using a combination of owner-operators, company equipment, and third-party capacity providers comprising steamship-truck, rail-truck, and support services. The Trucking segment engages in dry van, flatbed, heavy-haul and refrigerated operations for transporting various general commodities, such as automotive parts, machinery, building materials, paper, food, consumer goods, furniture, steel, other metals, and other industrial and consumer goods. The company is also involved in brokerage activities, as well as provision of support services. It serves automotive, retail and consumer goods, metals, and energy and manufacturing industries. The company was formerly known as Universal Truckload Services, Inc. and changed its name to Universal Logistics Holdings, Inc. in April 2016. Universal Logistics Holdings, Inc. was founded in 1981 and is headquartered in Warren, Michigan.

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Frequently Asked Questions

Is UNIVERSAL LOGISTICS HOLDINGS, INC. (ULH) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), UNIVERSAL LOGISTICS HOLDINGS, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is UNIVERSAL LOGISTICS HOLDINGS, INC.'s debt ratio?

UNIVERSAL LOGISTICS HOLDINGS, INC.'s debt ratio is 206.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 46.9%.

What are UNIVERSAL LOGISTICS HOLDINGS, INC.'s key financial metrics?

UNIVERSAL LOGISTICS HOLDINGS, INC. has a market capitalization of $527M, and revenue of $1.6B. The company maintains a gross margin of 19.7% and a net margin of -6.4%. Return on equity stands at -16.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.