U-Haul Holding Co /NV/ (UHAL) Financial Ratio Screen

NYSE Industrials United States USD 13442M
RATIOS FAIL*
Automated financial screen · activity assessed separately
U-Haul Holding Co /NV/ (UHAL) is potentially non-compliant in the automated ratio model. The company's debt ratio of 37.8% exceeds the 30% MSCI new-inclusion threshold relative to total assets. U-Haul Holding Co /NV/ operates in the Industrials sector.

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MSCI new-inclusion financial-ratio snapshot

UHAL financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
37.8%
Fail vs 30%
Cash ratio
8.3%
Pass vs 30%
Receivables + cash
9.3%
Pass vs 30%
Impermissible income
0.8%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: March 2026. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodMarch 2026Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Rental & Leasing Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail stores and independent U-Haul dealers, and rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products to senior market through direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO and changed its name to U-Haul Holding Company in December 2022. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from March 2026

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 37.8%
/ 30%
8.3%
/ 30%
9.3%
/ 30%
0.81%
/ 5%
RATIOS FAIL*
FTSE 37.8%
/ 33%
8.3%
/ 33%
9.3%
/ 50%
0.81%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
491.1
Forward: 33.1
EPS
$0.14
P/B Ratio
1.7
EV/EBITDA
27.1
EV: $20.3B
Revenue
$6.0B
Growth: 3.2%
Beta
1.1
Average volatility
Current Ratio
1.0

Profitability

Gross Margin 28.5%
Operating Margin 15.1%
Net Margin 1.0%
Return on Equity (ROE) 0.8%
Return on Assets (ROA) 1.3%

Cash Flow & Balance Sheet

Operating Cash Flow$1.8B
Free Cash Flow-$1.4B
Total Debt$8.1B
Debt-to-Equity106.3
Current Ratio1.0
Total Assets$21.5B

Price & Trading

Last Close$69.47
50-Day MA$69.69
200-Day MA$56.44
Avg Volume225K
Beta1.1
52-Week Range
$41.95
$76.45

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-27 for the financial period March 2026. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About U-Haul Holding Co /NV/ (UHAL)

CEO
Mr. Edward Joseph Shoen J.D.
Employees
17,697
Website
Sector
Industrials
Industry
Rental & Leasing Services
Country
United States
Exchange
NYSE
Market Cap (listing currency)
USD 13442M
Currency
USD

U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail stores and independent U-Haul dealers, and rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products to senior market through direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO and changed its name to U-Haul Holding Company in December 2022. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.

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Frequently Asked Questions

Is U-Haul Holding Co /NV/ (UHAL) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is U-Haul Holding Co /NV/'s debt ratio?

U-Haul Holding Co /NV/'s debt ratio is 37.8% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are U-Haul Holding Co /NV/'s key financial metrics?

U-Haul Holding Co /NV/ has a market capitalization of USD 13442M in its listing currency, trailing P/E ratio of 491.1, and revenue of $6.0B. The company maintains a gross margin of 28.5% and a net margin of 1.0%. Return on equity stands at 0.8%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: March 2026. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.