Is U-Haul Holding Co /NV/ (UHAL) Halal?
Shariah Screening — 5 Standards
Based on financial data from March 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 76.5% / 30% | 17.9% / 30% | 2.9% / 30% | 1.09% / 5% | ✗ NOT HALAL |
| DJIM | 76.5% / 33% | 17.9% / 33% | 2.9% / 33% | 1.09% / 5% | ✗ NOT HALAL |
| MSCI | 35.4% / 33% | 8.3% / 33% | 1.3% / 33% | 1.09% / 5% | ✗ NOT HALAL |
| S&P | 76.5% / 33% | 17.9% / 33% | 2.9% / 33% | 1.09% / 5% | ✗ NOT HALAL |
| FTSE | 35.4% / 33% | 8.3% / 33% | 1.3% / 50% | 1.09% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 28.6% | |
| Operating Margin | 2.5% | |
| Net Margin | 2.1% | |
| Return on Equity (ROE) | 1.7% | |
| Return on Assets (ROA) | 1.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.5B |
| Free Cash Flow | -$2.0B |
| Total Debt | $7.2B |
| Debt-to-Equity | 104.1 |
| Current Ratio | 1.2 |
| Total Assets | $20.5B |
Price & Trading
| Last Close | $45.52 |
| 50-Day MA | $50.92 |
| 200-Day MA | $55.07 |
| Avg Volume | 205K |
| Beta | 1.1 |
|
52-Week Range
$41.95
| |
About U-Haul Holding Co /NV/ (UHAL)
U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. The company also provides uhaul.com, an online marketplace that connects consumers to independent moving help service providers and independent self-storage affiliates; auto transport and toy hauler, and tow dolly options to transport the vehicles; and specialty boxes for dishes, computers, flat screen television, sensitive electronic equipment, tapes, security locks, and packing supplies. In addition, it rents self-moving products and services through a network of managed retail moving stores and independent U-Haul dealers, as well as rents equipment. Further, the company provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage and U-Box customers from loss on their goods in storage; Safehaul, which protect customers' belongings in transit through its U-Box portable moving and storage units; Safemove Plus, which provides rental customers with a layer of primary liability protection; Safetrip, a supplemental roadside protection for the customers equipment; and loss adjusting and claims handling services. Additionally, it offers life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO. U-Haul Holding Company was founded in 1945 and is based in Reno, Nevada.
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Frequently Asked Questions
Is U-Haul Holding Co /NV/ (UHAL) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), U-Haul Holding Co /NV/ is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is U-Haul Holding Co /NV/'s debt ratio?
U-Haul Holding Co /NV/'s debt ratio is 76.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 35.4%.
What are U-Haul Holding Co /NV/'s key financial metrics?
U-Haul Holding Co /NV/ has a market capitalization of $8.7B, trailing P/E ratio of 97.2, and revenue of $5.8B. The company maintains a gross margin of 28.6% and a net margin of 2.1%. Return on equity stands at 1.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.