Udemy, Inc. (UDMY) Financial Ratio Screen

NASDAQ Consumer Defensive United States USD 634M
RATIOS FAIL*
Automated financial screen · activity assessed separately
Udemy, Inc. (UDMY) is potentially non-compliant in the automated ratio model. While the debt ratio of 1.7% is acceptable, the cash and interest-bearing securities ratio of 58.1% exceeds the 30% threshold. Udemy, Inc. operates in the Consumer Defensive sector.

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MSCI new-inclusion financial-ratio snapshot

UDMY financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
1.7%
Pass vs 30%
Cash ratio
58.1%
Fail vs 30%
Receivables + cash
73.6%
Fail vs 30%
Impermissible income
1.8%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Education & Training Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Udemy, Inc., a learning company, that operates a marketplace platform for learning skills in North America, Europe, the Middle East, Africa, the Asia Pacific, and Latin America. It operates through Enterprise and Consumer segments. The company offers courses related to technology, business and soft skills, and personal development topics through its platform. It also provides professional services; learning architecture development and skills mapping; AI transformation packages; and seat-based subscription plans, including team plan, enterprise plan, and leadership academy, as well as the Udemy Business Pro add-on service. The company's platform gives access to interactive learning tools comprising quizzes and exercises, as well as the ability to ask questions and engage with the instructor directly; and Udemy AI assistant, a natural-language chat interface to help learners discover and engage with the company's content. It serves organizations, including enterprise and government customers; and individuals. Udemy, Inc. was incorporated in 2010 and is headquartered in San Francisco, California.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 1.7%
/ 30%
58.1%
/ 30%
73.6%
/ 30%
1.8%
/ 5%
RATIOS FAIL*
FTSE 1.7%
/ 33%
58.1%
/ 33%
73.6%
/ 50%
1.8%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
145.3
Forward: 7.0
EPS
$0.03
P/B Ratio
3.1
EV/EBITDA
50.0
EV: $286M
Revenue
$790M
Growth: -3.0%
Beta
1.7
High volatility
Current Ratio
1.3

Profitability

Gross Margin 65.6%
Operating Margin 0.2%
Net Margin 0.5%
Return on Equity (ROE) 1.9%
Return on Assets (ROA) 0.1%

Cash Flow & Balance Sheet

Operating Cash Flow$88M
Free Cash Flow$70M
Total Debt$10M
Debt-to-Equity4.9
Current Ratio1.3
Total Assets$618M

Price & Trading

Last Close$4.63
50-Day MA$4.83
200-Day MA$6.02
Avg Volume2.1M
Beta1.7
52-Week Range
$4.35
$8.30

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Udemy, Inc. (UDMY)

CEO
Mr. Hugo Sarrazin
Employees
1,380
Sector
Consumer Defensive
Industry
Education & Training Services
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 634M
Currency
USD

Udemy, Inc., a learning company, that operates a marketplace platform for learning skills in North America, Europe, the Middle East, Africa, the Asia Pacific, and Latin America. It operates through Enterprise and Consumer segments. The company offers courses related to technology, business and soft skills, and personal development topics through its platform. It also provides professional services; learning architecture development and skills mapping; AI transformation packages; and seat-based subscription plans, including team plan, enterprise plan, and leadership academy, as well as the Udemy Business Pro add-on service. The company's platform gives access to interactive learning tools comprising quizzes and exercises, as well as the ability to ask questions and engage with the instructor directly; and Udemy AI assistant, a natural-language chat interface to help learners discover and engage with the company's content. It serves organizations, including enterprise and government customers; and individuals. Udemy, Inc. was incorporated in 2010 and is headquartered in San Francisco, California.

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Frequently Asked Questions

Is Udemy, Inc. (UDMY) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Udemy, Inc.'s debt ratio?

Udemy, Inc.'s debt ratio is 1.7% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Udemy, Inc.'s key financial metrics?

Udemy, Inc. has a market capitalization of USD 634M in its listing currency, trailing P/E ratio of 145.3, and revenue of $790M. The company maintains a gross margin of 65.6% and a net margin of 0.5%. Return on equity stands at 1.9%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.