Is TRUPANION, INC. (TRUP) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 22.6% | |
| Operating Margin | 2.2% | |
| Net Margin | 1.4% | |
| Return on Equity (ROE) | 5.5% | |
| Return on Assets (ROA) | 1.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $89M |
| Free Cash Flow | $75M |
| Total Debt | $112M |
| Debt-to-Equity | 32.8 |
| Current Ratio | 1.7 |
| Total Assets | $915M |
Price & Trading
| Last Close | $26.04 |
| 50-Day MA | $28.95 |
| 200-Day MA | $40.16 |
| Avg Volume | 473K |
| Beta | 1.7 |
|
52-Week Range
$24.32
| |
About TRUPANION, INC. (TRUP)
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
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Frequently Asked Questions
Is TRUPANION, INC. (TRUP) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), TRUPANION, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is TRUPANION, INC.'s debt ratio?
TRUPANION, INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are TRUPANION, INC.'s key financial metrics?
TRUPANION, INC. has a market capitalization of $1.1B, trailing P/E ratio of 56.6, and revenue of $1.4B. The company maintains a gross margin of 22.6% and a net margin of 1.4%. Return on equity stands at 5.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.