Is Oncology Institute, Inc. (TOI) Halal?

NASDAQ Healthcare United States $293M
✗ NOT HALAL
Confidence: 90/100
Oncology Institute, Inc. (TOI) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 45.0% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Oncology Institute, Inc. operates in the Healthcare sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 45.0%
/ 30%
18.2%
/ 30%
17.8%
/ 30%
0.75%
/ 5%
✗ NOT HALAL
DJIM 45.0%
/ 33%
18.2%
/ 33%
17.8%
/ 33%
0.75%
/ 5%
✗ NOT HALAL
MSCI 71.3%
/ 33%
28.8%
/ 33%
28.2%
/ 33%
0.75%
/ 5%
✗ NOT HALAL
S&P 45.0%
/ 33%
18.2%
/ 33%
17.8%
/ 33%
0.75%
/ 5%
✗ NOT HALAL
FTSE 71.3%
/ 33%
28.8%
/ 33%
28.2%
/ 50%
0.75%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-0.54
P/B Ratio
-18.6
EV/EBITDA
-12.4
EV: $363M
Revenue
$503M
Growth: 41.6%
Beta
0.2
Low volatility
Current Ratio
1.6

Profitability

Gross Margin 15.2%
Operating Margin -4.9%
Net Margin -12.1%
Return on Assets (ROA) -13.4%

Cash Flow & Balance Sheet

Operating Cash Flow-$25M
Free Cash Flow-$28M
Total Debt$104M
Current Ratio1.6
Total Assets$165M

Price & Trading

Last Close$3.10
50-Day MA$2.92
200-Day MA$3.34
Avg Volume2.0M
Beta0.2
52-Week Range
$1.03
$4.88

About Oncology Institute, Inc. (TOI)

CEO
Dr. Daniel Virnich FACHE, M.B.A., M.D.
Employees
641
Sector
Healthcare
Industry
Medical Care Facilities
Country
United States
Exchange
NASDAQ
Market Cap
$293M
Currency
USD

The Oncology Institute, Inc., an oncology company, provides various oncology services in the United States. It operates through three segments: Specialty pharmacy, Patient Services, and Clinical Trials & Other. The company offers physician services, in-house infusion, in-house specialty pharmacy, clinical trials, radiation therapy, and outpatient blood product transfusion services, as well as educational seminars, support groups, counseling services, and 24/7 patient assistance and support services. It also manages clinical trials and palliative care programs; operates combined community clinics and infusion suites; and operates a specialty pharmacy that includes both in-office and mail-order dispensing for complementary oral and self-injectable medications taken by patients concurrent with their in-office cancer therapies. It serves adult and senior cancer patients. The Oncology Institute, Inc. was founded in 2007 and is headquartered in Cerritos, California.

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Frequently Asked Questions

Is Oncology Institute, Inc. (TOI) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Oncology Institute, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Oncology Institute, Inc.'s debt ratio?

Oncology Institute, Inc.'s debt ratio is 45.0% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 71.3%.

What are Oncology Institute, Inc.'s key financial metrics?

Oncology Institute, Inc. has a market capitalization of $293M, and revenue of $503M. The company maintains a gross margin of 15.2% and a net margin of -12.1%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.