Is Tempus AI, Inc. (TEM) Halal?

NASDAQ Healthcare United States $7.6B
✓ HALAL
Confidence: 95/100
Tempus AI, Inc. (TEM) is Halal under 3 of 5 Shariah screening standards, including AAOIFI Standard 21. With a debt ratio of just 14.2% against the AAOIFI threshold of 30%, Tempus AI, Inc. comfortably passes the key financial ratio tests. The company operates in the Healthcare sector (Health Information Services), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 14.2%
/ 30%
8.1%
/ 30%
3.4%
/ 30%
0.99%
/ 5%
✓ HALAL
DJIM 14.2%
/ 33%
8.1%
/ 33%
3.4%
/ 33%
0.99%
/ 5%
✓ HALAL
MSCI 58.3%
/ 33%
33.2%
/ 33%
14.1%
/ 33%
0.99%
/ 5%
✗ NOT HALAL
S&P 14.2%
/ 33%
8.1%
/ 33%
3.4%
/ 33%
0.99%
/ 5%
✓ HALAL
FTSE 58.3%
/ 33%
33.2%
/ 33%
14.1%
/ 50%
0.99%
/ 5%
✗ NOT HALAL

Financial Highlights

EPS
$-1.41
P/B Ratio
15.4
EV/EBITDA
-47.8
EV: $8.2B
Revenue
$1.3B
Growth: 83.0%
Current Ratio
3.1

Profitability

Gross Margin 62.7%
Operating Margin -16.7%
Net Margin -19.3%
Return on Equity (ROE) -89.5%
Return on Assets (ROA) -9.7%

Cash Flow & Balance Sheet

Operating Cash Flow-$218M
Free Cash Flow-$245M
Total Debt$1.3B
Debt-to-Equity270.1
Current Ratio3.1
Total Assets$2.3B

Price & Trading

Last Close$45.53
50-Day MA$55.45
200-Day MA$68.79
Avg Volume5.4M
52-Week Range
$36.22
$104.32

About Tempus AI, Inc. (TEM)

CEO
Mr. Eric P. Lefkofsky J.D.
Employees
3,800
Sector
Healthcare
Industry
Health Information Services
Country
United States
Exchange
NASDAQ
Market Cap
$7.6B
Currency
USD

Tempus AI, Inc. operates as a healthcare technology company in the United States. It offers the Tempus platform, a closed-loop, full-stack, bi-directional integrations between a clinician's desktop and its laboratory diagnostic capabilities, analytics platform, and repository of multimodal data; and Hub, a clinical application for physicians and other healthcare providers for use in the diagnostics product line as an end-to-end application for healthcare providers for NGS tests. The company also provides Lens, a software application for life sciences and advanced precision research; diagnostics services, such as NGS diagnostics, PCR profiling, and other anatomic and molecular pathology tests; and large-panel solid tumor and hematologic testing through multiple assays, with its core clinical assay (xT and xR) offering large panel DNA, RNA full transcriptome, and incidental germline findings through normal blood or saliva analyses. In addition, it provides genetic tests focused on inherited conditions; an nP assay for pharmacogenomic testing for patients with psychiatric conditions, including depression, general anxiety disorder, bipolar disorder, and other relevant diagnoses; Insights, which licenses libraries of linked, de-identified clinical, molecular, and imaging data; Organoids, a tumor derived biological modeling. Further, the company offers Trials for clinical trial matching services; Next, an AI platform; Algos, an algorithm-based diagnostics application. It has Strategic Collaborations with AstraZeneca AB, Pathos AI, Inc., GlaxoSmithKline, Merck, and Recursion Pharmaceuticals, Inc. Additionally, it also has a strategic collaboration with Blood Cancer United to develop registry for pediatric acute myeloid leukemia. The company was formerly known as Tempus Labs, Inc. and changed its name to Tempus AI, Inc. in January 2023. Tempus AI, Inc. was incorporated in 2015 and is headquartered in Chicago, Illinois.

Purification Calculator

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Frequently Asked Questions

Is Tempus AI, Inc. (TEM) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Tempus AI, Inc. is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Tempus AI, Inc.'s debt ratio?

Tempus AI, Inc.'s debt ratio is 14.2% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 58.3%.

Does Tempus AI, Inc. require dividend purification?

Yes, Tempus AI, Inc. has an impermissible income ratio of 0.99%, which means 0.99% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are Tempus AI, Inc.'s key financial metrics?

Tempus AI, Inc. has a market capitalization of $7.6B, and revenue of $1.3B. The company maintains a gross margin of 62.7% and a net margin of -19.3%. Return on equity stands at -89.5%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.