TAL Education Group (TAL) Financial Ratio Screen

NYSE Consumer Defensive China USD 6584M
RATIOS FAIL*
Automated financial screen · activity assessed separately
TAL Education Group (TAL) is potentially non-compliant in the automated ratio model. While the debt ratio of 6.5% is acceptable, the cash and interest-bearing securities ratio of 54.6% exceeds the 30% threshold. TAL Education Group operates in the Consumer Defensive sector.

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MSCI new-inclusion financial-ratio snapshot

TAL financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
6.5%
Pass vs 30%
Cash ratio
54.6%
Fail vs 30%
Receivables + cash
56.0%
Fail vs 30%
Impermissible income
2.1%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: February 2026. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodFebruary 2026Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Education & Training Services) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: TAL Education Group provides smart learning solutions in the People's Republic of China. It offers learning services through Xueersi Peiyou small classes, personalized premium services, and online course offerings. The company also develops and provides learning content solutions for learners across print, digital and device-based formats, including print books, books integrated with digital learning experiences, learning devices, and mobile applications. In addition, it offers online education services, including live class and pre-recorded course content through www.xueersi.com. Further, the company engages in development and sale of software, network, and learning devices; investment management and consulting services. TAL Education Group was founded in 2003 and is headquartered in Beijing, the People's Republic of China.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from February 2026

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 6.5%
/ 30%
54.6%
/ 30%
56.0%
/ 30%
2.06%
/ 5%
RATIOS FAIL*
FTSE 6.5%
/ 33%
54.6%
/ 33%
56.0%
/ 50%
2.06%
/ 5%
RATIOS FAIL*

Financial Highlights

P/E Ratio
7.3
Forward: 10.0
EPS
$1.60
P/B Ratio
1.7
EV/EBITDA
8.3
EV: $4.0B
Revenue
$3.0B
Growth: 31.9%
Beta
0.1
Low volatility
Current Ratio
1.7

Profitability

Gross Margin 56.0%
Operating Margin 18.1%
Net Margin 28.4%
Return on Equity (ROE) 23.7%
Return on Assets (ROA) 4.0%

Cash Flow & Balance Sheet

Operating Cash Flow$601M
Free Cash Flow$508M
Total Debt$387M
Debt-to-Equity9.9
Current Ratio1.7
Total Assets$5.9B

Price & Trading

Last Close$11.69
50-Day MA$10.80
200-Day MA$10.98
Avg Volume4.2M
Beta0.1
52-Week Range
$8.88
$13.37

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-28 for the financial period February 2026. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About TAL Education Group (TAL)

CEO
Mr. Bangxin Zhang
Employees
26,100
Sector
Consumer Defensive
Industry
Education & Training Services
Country
China
Exchange
NYSE
Market Cap (listing currency)
USD 6584M
Currency
USD

TAL Education Group provides smart learning solutions in the People's Republic of China. It offers learning services through Xueersi Peiyou small classes, personalized premium services, and online course offerings. The company also develops and provides learning content solutions for learners across print, digital and device-based formats, including print books, books integrated with digital learning experiences, learning devices, and mobile applications. In addition, it offers online education services, including live class and pre-recorded course content through www.xueersi.com. Further, the company engages in development and sale of software, network, and learning devices; investment management and consulting services. TAL Education Group was founded in 2003 and is headquartered in Beijing, the People's Republic of China.

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Frequently Asked Questions

Is TAL Education Group (TAL) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is TAL Education Group's debt ratio?

TAL Education Group's debt ratio is 6.5% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are TAL Education Group's key financial metrics?

TAL Education Group has a market capitalization of USD 6584M in its listing currency, trailing P/E ratio of 7.3, and revenue of $3.0B. The company maintains a gross margin of 56.0% and a net margin of 28.4%. Return on equity stands at 23.7%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: February 2026. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.