Is TAL Education Group (TAL) Halal?

NYSE Consumer Defensive China $6.6B
✗ NOT HALAL
Confidence: 90/100
TAL Education Group (TAL) is Not Halal under AAOIFI Standard 21. While the debt ratio of 5.1% is acceptable, the cash and interest-bearing securities ratio of 55.9% exceeds the 30% threshold. TAL Education Group operates in the Consumer Defensive sector.

Shariah Screening — 5 Standards

Based on financial data from February 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 5.1%
/ 30%
55.9%
/ 30%
1.6%
/ 30%
3.71%
/ 5%
✗ NOT HALAL
DJIM 5.1%
/ 33%
55.9%
/ 33%
1.6%
/ 33%
3.71%
/ 5%
✗ NOT HALAL
MSCI 6.1%
/ 33%
65.8%
/ 33%
1.9%
/ 33%
3.71%
/ 5%
✗ NOT HALAL
S&P 5.1%
/ 33%
55.9%
/ 33%
1.6%
/ 33%
3.71%
/ 5%
✗ NOT HALAL
FTSE 6.1%
/ 33%
65.8%
/ 33%
1.9%
/ 50%
3.71%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
22.5
Forward: 13.8
EPS
$0.48
P/B Ratio
1.7
EV/EBITDA
-4.8
EV: -$1.2B
Revenue
$2.3B
Growth: 27.0%
Beta
0.2
Low volatility
Current Ratio
2.1

Profitability

Gross Margin 55.2%
Operating Margin 12.1%
Net Margin 9.9%
Return on Equity (ROE) 7.7%
Return on Assets (ROA) 2.0%

Cash Flow & Balance Sheet

Operating Cash Flow$398M
Free Cash Flow$286M
Total Debt$333M
Debt-to-Equity10.8
Current Ratio2.1
Total Assets$5.5B

Price & Trading

Last Close$11.21
50-Day MA$11.21
200-Day MA$11.09
Avg Volume3.9M
Beta0.2
52-Week Range
$8.50
$13.74

About TAL Education Group (TAL)

CEO
Mr. Bangxin Zhang
Employees
23,000
Sector
Consumer Defensive
Industry
Education & Training Services
Country
China
Exchange
NYSE
Market Cap
$6.6B
Currency
USD

TAL Education Group provides K-12 after-school tutoring services in the People's Republic of China. It provides learning services primarily through small classes services; personalized premium services and online course offerings; and learning content solutions, such as print books, smart books, mobile apps, and AI-driven learning devices. The company also operates www.xueersi.com, an online education platform; provides investment management and consulting services; develops and sells software and networks, as well as related consulting services; and sells educational materials and products. It offers its services under the Haoweilai and Think Academy brands. The company was founded in 2003 and is headquartered in Beijing, the People's Republic of China.

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Frequently Asked Questions

Is TAL Education Group (TAL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), TAL Education Group is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is TAL Education Group's debt ratio?

TAL Education Group's debt ratio is 5.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 6.1%.

What are TAL Education Group's key financial metrics?

TAL Education Group has a market capitalization of $6.6B, trailing P/E ratio of 22.5, and revenue of $2.3B. The company maintains a gross margin of 55.2% and a net margin of 9.9%. Return on equity stands at 7.7%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.