Is Swvl Holdings Corp (SWVL) Halal?

NASDAQ Industrials United Arab Emirates $14M
✗ NOT HALAL
Confidence: 90/100
Swvl Holdings Corp (SWVL) is Not Halal under AAOIFI Standard 21. While the debt ratio of 7.8% is acceptable, the cash and interest-bearing securities ratio of 31.9% exceeds the 30% threshold. Swvl Holdings Corp operates in the Industrials sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 7.8%
/ 30%
31.9%
/ 30%
32.1%
/ 30%
0.01%
/ 5%
✗ NOT HALAL
DJIM 7.8%
/ 33%
31.9%
/ 33%
32.1%
/ 33%
0.01%
/ 5%
✓ HALAL
MSCI 7.4%
/ 33%
30.3%
/ 33%
30.5%
/ 33%
0.01%
/ 5%
✓ HALAL
S&P 7.8%
/ 33%
31.9%
/ 33%
32.1%
/ 33%
0.01%
/ 5%
✓ HALAL
FTSE 7.4%
/ 33%
30.3%
/ 33%
30.5%
/ 50%
0.01%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-0.57
P/B Ratio
3.8
EV/EBITDA
-1.3
EV: $7M
Revenue
$17M
Growth: 26.3%
Beta
0.9
Average volatility
Current Ratio
0.8

Profitability

Gross Margin 21.1%
Operating Margin -4.1%
Net Margin -21.8%
Return on Assets (ROA) -19.7%

Cash Flow & Balance Sheet

Operating Cash Flow-$4M
Free Cash Flow-$4M
Total Debt$1M
Debt-to-Equity116.9
Current Ratio0.8
Total Assets$16M

Price & Trading

Last Close$1.40
50-Day MA$1.72
200-Day MA$2.93
Avg Volume784K
Beta0.9
52-Week Range
$1.31
$4.99

About Swvl Holdings Corp (SWVL)

CEO
Mr. Mostafa Kandil
Employees
284
Sector
Industrials
Industry
Railroads
Country
United Arab Emirates
Exchange
NASDAQ
Market Cap
$14M
Currency
USD

Swvl Holdings Corp., a technology-driven disruptive mobility company, provides mass transit solutions in Egypt, the Kingdom of Saudi Arabia, and the United Arab Emirates. It offers B2C product, which provides riders with a network of minibuses and other vehicles operating on fixed and semi-fixed routes throughout and between the cities it serves; and Swvl Business, a transport as a service and software as a service product for businesses, schools, municipal transit agencies, and other customers available through its Swvl platform. The company was founded in 2017 and is headquartered in Dubai, the United Arab Emirates.

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Frequently Asked Questions

Is Swvl Holdings Corp (SWVL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Swvl Holdings Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Swvl Holdings Corp's debt ratio?

Swvl Holdings Corp's debt ratio is 7.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 7.4%.

What are Swvl Holdings Corp's key financial metrics?

Swvl Holdings Corp has a market capitalization of $14M, and revenue of $17M. The company maintains a gross margin of 21.1% and a net margin of -21.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.