SLM Corp (SLM) Financial Ratio Screen

NASDAQ Financial Services United States USD 4965M
BUSINESS EXCLUSION FLAG*
Automated financial screen · activity assessed separately
SLM Corp (SLM) is potentially non-compliant because its supplied classification is Credit Services. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

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MSCI new-inclusion financial-ratio snapshot

SLM financial screening at a glance

BUSINESS EXCLUSION FLAG*Financial ratios shown separately from business review — not a fatwa
Debt ratio
N/A
Not available vs 30%
Cash ratio
N/A
Not available vs 30%
Receivables + cash
N/A
Not available vs 30%
Impermissible income
N/A
Not available vs 5%

Calculation date: 2026-08-31. Financial period used: December 2025. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
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MSCI-styleBusiness exclusion flagSupplied classification requires attention
FTSE/Yasaar-styleBusiness exclusion flagSupplied classification requires attention
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityBusiness exclusion flagSupplied sector or industry classification matched an exclusion
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2025Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Business exclusion flag

The supplied classification (Credit Services) matches a prohibited-activity category.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI Excluded — Credit Services BUSINESS EXCLUSION FLAG*
FTSE Excluded — Credit Services BUSINESS EXCLUSION FLAG*

Financial Highlights

P/E Ratio
7.4
Forward: 7.8
EPS
$3.59
Dividend Yield
194.0%
Payout: 14.5%
Revenue
$2.0B
Growth: 8.1%
Beta
1.0
Average volatility
Current Ratio
1.3

Profitability

Gross Margin 100.0%
Operating Margin 29.2%
Net Margin 43.6%
Return on Equity (ROE) 30.3%
Return on Assets (ROA) 2.5%

Cash Flow & Balance Sheet

Operating Cash Flow-$399M
Free Cash Flow-$399M
Total Debt$5.9B
Debt-to-Equity236.2
Current Ratio1.3
Total Assets$29.7B

Price & Trading

Last Close$26.77
50-Day MA$25.75
200-Day MA$24.56
Avg Volume2.7M
Beta1.0
52-Week Range
$17.77
$32.02

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-08-29 for the financial period December 2025. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About SLM Corp (SLM)

CEO
Mr. Jonathan W. Witter
Employees
1,788
Sector
Financial Services
Industry
Credit Services
Country
United States
Exchange
NASDAQ
Market Cap (listing currency)
USD 4965M
Currency
USD

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.

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Frequently Asked Questions

Is SLM Corp (SLM) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is SLM Corp's debt ratio?

SLM Corp's debt ratio is not available in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are SLM Corp's key financial metrics?

SLM Corp has a market capitalization of USD 4965M in its listing currency, trailing P/E ratio of 7.4, and revenue of $2.0B. The company maintains a gross margin of 100.0% and a net margin of 43.6%. Return on equity stands at 30.3%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2025. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.