Is SHF Holdings, Inc. (SHFS) Halal?

NASDAQ Financial Services United States $2M
✗ NOT HALAL
Confidence: 95/100
SHF Holdings, Inc. (SHFS) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

EPS
$-19.20
P/B Ratio
0.3
Revenue
$18M
Growth: -52.3%
Beta
0.9
Average volatility
Current Ratio
2.1

Profitability

Gross Margin 100.0%
Operating Margin -93.0%
Net Margin 0.0%
Return on Equity (ROE) -229.7%
Return on Assets (ROA) -132.2%

Cash Flow & Balance Sheet

Operating Cash Flow$430,477
Free Cash Flow$430,477
Total Debt$12M
Debt-to-Equity21.7
Current Ratio2.1
Total Assets$13M

Price & Trading

Last Close$0.88
50-Day MA$0.96
200-Day MA$2.33
Avg Volume144K
Beta0.9
52-Week Range
$0.72
$9.19

About SHF Holdings, Inc. (SHFS)

CEO
Mr. Terrance Elliot Mendez
Employees
41
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$2M
Currency
USD

SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier and vaulting services, remote deposit services, automated clearing house payments and origination, debit, and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services from financial institutions that allow them to run their business with enhanced financial insight into their business and access to resources. SHF Holdings, Inc. was founded in 2015 and is based in Golden, Colorado.

Related Halal Stocks in Financial Services

Frequently Asked Questions

Is SHF Holdings, Inc. (SHFS) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), SHF Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is SHF Holdings, Inc.'s debt ratio?

SHF Holdings, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are SHF Holdings, Inc.'s key financial metrics?

SHF Holdings, Inc. has a market capitalization of $2M, and revenue of $18M. Return on equity stands at -229.7%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.