Is SIMMONS FIRST NATIONAL CORP (SFNC) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 42.4% | |
| Net Margin | 0.0% | |
| Return on Equity (ROE) | -11.4% | |
| Return on Assets (ROA) | -1.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $450M |
| Free Cash Flow | $411M |
| Total Debt | $620M |
| Total Assets | $24.5B |
Price & Trading
| Last Close | $19.40 |
| 50-Day MA | $20.15 |
| 200-Day MA | $19.42 |
| Avg Volume | 1.2M |
| Beta | 0.9 |
|
52-Week Range
$17.00
| |
About SIMMONS FIRST NATIONAL CORP (SFNC)
Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services. It also provides ATM services; internet and mobile banking platforms; overdraft facilities; safe deposit boxes; and brokerage services. The company has operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.
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Frequently Asked Questions
Is SIMMONS FIRST NATIONAL CORP (SFNC) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), SIMMONS FIRST NATIONAL CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is SIMMONS FIRST NATIONAL CORP's debt ratio?
SIMMONS FIRST NATIONAL CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are SIMMONS FIRST NATIONAL CORP's key financial metrics?
SIMMONS FIRST NATIONAL CORP has a market capitalization of $2.7B, and revenue of $94M. Return on equity stands at -11.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.