Is Root, Inc. (ROOT) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 39.1% | |
| Operating Margin | 2.6% | |
| Net Margin | 2.5% | |
| Return on Equity (ROE) | 11.3% | |
| Return on Assets (ROA) | 2.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $206M |
| Free Cash Flow | $192M |
| Total Debt | $200M |
| Debt-to-Equity | 51.6 |
| Current Ratio | 2.5 |
| Total Assets | $1.7B |
Price & Trading
| Last Close | $47.90 |
| 50-Day MA | $56.02 |
| 200-Day MA | $85.30 |
| Avg Volume | 331K |
| Beta | 2.9 |
|
52-Week Range
$42.65
| |
About Root, Inc. (ROOT)
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.
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Frequently Asked Questions
Is Root, Inc. (ROOT) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Root, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Root, Inc.'s debt ratio?
Root, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Root, Inc.'s key financial metrics?
Root, Inc. has a market capitalization of $683M, trailing P/E ratio of 18.6, and revenue of $1.5B. The company maintains a gross margin of 39.1% and a net margin of 2.5%. Return on equity stands at 11.3%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.