Is Presurance Holdings, Inc. (PRHI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | -45.5% | |
| Operating Margin | -19.5% | |
| Net Margin | -60.0% | |
| Return on Equity (ROE) | -71.5% | |
| Return on Assets (ROA) | -6.9% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$33M |
| Free Cash Flow | -$33M |
| Total Debt | $12M |
| Debt-to-Equity | 72.1 |
| Current Ratio | 0.8 |
| Total Assets | $282M |
Price & Trading
| Last Close | $0.61 |
| 50-Day MA | $0.69 |
| 200-Day MA | $0.93 |
| Avg Volume | 106K |
| Beta | 0.8 |
|
52-Week Range
$0.42
| |
About Presurance Holdings, Inc. (PRHI)
Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial and specialty personal product lines. It offers insurance services to various sectors including hospitality, such as restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors, such as plumbers, painters, carpenters, electricians and other independent contractors; security service providers, such as companies that provide security guard services, security alarm products and services, and private investigative services; and automobile repair and used car facilities. Additionally, it offers catastrophic coverage, including hurricane and wind coverage, to homeowners in Florida, Hawaii and Texas; and dwelling insurance for owners of lower value homes. The company was formerly known as Conifer Holdings, Inc. and changed its name to Presurance Holdings, Inc. in September 2025. The company was incorporated in 2009 and is headquartered in Troy, Michigan.
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Frequently Asked Questions
Is Presurance Holdings, Inc. (PRHI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Presurance Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Presurance Holdings, Inc.'s debt ratio?
Presurance Holdings, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Presurance Holdings, Inc.'s key financial metrics?
Presurance Holdings, Inc. has a market capitalization of $14M, and revenue of $66M. The company maintains a gross margin of -45.5% and a net margin of -60.0%. Return on equity stands at -71.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.