Is Oscar Health, Inc. (OSCR) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 10.4% / 30% | 96.8% / 30% | 14.5% / 30% | 0.24% / 5% | ✗ NOT HALAL |
| DJIM | 10.4% / 33% | 96.8% / 33% | 14.5% / 33% | 0.24% / 5% | ✗ NOT HALAL |
| MSCI | 6.8% / 33% | 63.1% / 33% | 9.5% / 33% | 0.24% / 5% | ✗ NOT HALAL |
| S&P | 10.4% / 33% | 96.8% / 33% | 14.5% / 33% | 0.24% / 5% | ✗ NOT HALAL |
| FTSE | 6.8% / 33% | 63.1% / 33% | 9.5% / 50% | 0.24% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 14.4% | |
| Operating Margin | -11.9% | |
| Net Margin | -3.8% | |
| Return on Equity (ROE) | -44.4% | |
| Return on Assets (ROA) | -4.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $1.1B |
| Free Cash Flow | $1.1B |
| Total Debt | $430M |
| Debt-to-Equity | 50.9 |
| Current Ratio | 0.9 |
| Total Assets | $6.3B |
Price & Trading
| Last Close | $11.84 |
| 50-Day MA | $13.72 |
| 200-Day MA | $16.17 |
| Avg Volume | 8.0M |
| Beta | 1.9 |
|
52-Week Range
$11.05
| |
About Oscar Health, Inc. (OSCR)
Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products. In addition, the company offers brokerage services and enrollment platform for brokers and consumers to shop, buy, and enroll in medical and supplemental health products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.
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Frequently Asked Questions
Is Oscar Health, Inc. (OSCR) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Oscar Health, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Oscar Health, Inc.'s debt ratio?
Oscar Health, Inc.'s debt ratio is 10.4% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 6.8%.
What are Oscar Health, Inc.'s key financial metrics?
Oscar Health, Inc. has a market capitalization of $3.3B, and revenue of $11.7B. The company maintains a gross margin of 14.4% and a net margin of -3.8%. Return on equity stands at -44.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.