Is INSPERITY, INC. (NSP) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 51.8% / 30% | 78.6% / 30% | 101.8% / 30% | 0.44% / 5% | ✗ NOT HALAL |
| DJIM | 51.8% / 33% | 78.6% / 33% | 101.8% / 33% | 0.44% / 5% | ✗ NOT HALAL |
| MSCI | 19.7% / 33% | 30.0% / 33% | 38.8% / 33% | 0.44% / 5% | ✗ NOT HALAL |
| S&P | 51.8% / 33% | 78.6% / 33% | 101.8% / 33% | 0.44% / 5% | ✗ NOT HALAL |
| FTSE | 19.7% / 33% | 30.0% / 33% | 38.8% / 50% | 0.44% / 5% | ✓ HALAL |
Financial Highlights
Profitability
| Gross Margin | 13.2% | |
| Operating Margin | -2.8% | |
| Net Margin | -0.1% | |
| Return on Equity (ROE) | -9.8% | |
| Return on Assets (ROA) | -0.3% |
Cash Flow & Balance Sheet
| Operating Cash Flow | -$278M |
| Free Cash Flow | -$309M |
| Total Debt | $435M |
| Debt-to-Equity | 987.0 |
| Current Ratio | 1.1 |
| Total Assets | $2.2B |
Price & Trading
| Last Close | $26.82 |
| 50-Day MA | $30.34 |
| 200-Day MA | $43.75 |
| Avg Volume | 1.2M |
| Beta | 0.6 |
|
52-Week Range
$18.57
| |
About INSPERITY, INC. (NSP)
Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers Insperity HR360 solution, a full-service PEO solution delivering HR technology, compliance, and strategic support for small and midsize businesses; Insperity HRCore, a streamlined HR platform for payroll, compliance, and workforce management; and Insperity HRScale, a scalable HR solution combining Insperity expertise with Workday technology for businesses. The company also provides performance solutions, including talent acquisition, retirement, and insurance services; contractor management; and Perks+ services. In addition, it offers human capital management and payroll services solution; integrated payroll; benefits administration; HR administration and employee onboarding; time and attendance; and performance management services. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas.
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Frequently Asked Questions
Is INSPERITY, INC. (NSP) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), INSPERITY, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is INSPERITY, INC.'s debt ratio?
INSPERITY, INC.'s debt ratio is 51.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 19.7%.
What are INSPERITY, INC.'s key financial metrics?
INSPERITY, INC. has a market capitalization of $999M, and revenue of $6.8B. The company maintains a gross margin of 13.2% and a net margin of -0.1%. Return on equity stands at -9.8%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.