Is 3M CO (MMM) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 15.6% / 30% | 7.3% / 30% | 4.4% / 30% | 0.93% / 5% | ✓ HALAL |
| DJIM | 15.6% / 33% | 7.3% / 33% | 4.4% / 33% | 0.93% / 5% | ✓ HALAL |
| MSCI | 33.4% / 33% | 15.7% / 33% | 9.4% / 33% | 0.93% / 5% | ✗ NOT HALAL |
| S&P | 15.6% / 33% | 7.3% / 33% | 4.4% / 33% | 0.93% / 5% | ✓ HALAL |
| FTSE | 33.4% / 33% | 15.7% / 33% | 9.4% / 50% | 0.93% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 39.9% | |
| Operating Margin | 12.4% | |
| Net Margin | 13.0% | |
| Return on Equity (ROE) | 75.5% | |
| Return on Assets (ROA) | 7.6% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $2.3B |
| Free Cash Flow | $1.4B |
| Total Debt | $12.6B |
| Debt-to-Equity | 276.6 |
| Current Ratio | 1.7 |
| Total Assets | $37.7B |
Price & Trading
| Last Close | $143.99 |
| 50-Day MA | $158.67 |
| 200-Day MA | $158.34 |
| Avg Volume | 4.1M |
| Beta | 1.1 |
|
52-Week Range
$121.98
| |
About 3M CO (MMM)
3M Company provides diversified technology services in the America, the Asia Pacific, Europe, the Middle East, Africa, and internationally. It operates through three segments: Safety and Industrial, Transportation and Electronics, and Consumer. The Safety and Industrial segment provides industrial abrasives and finishing for metalworking applications; autobody repair solutions; industrial specialty products, such as personal hygiene products, masking, and packaging materials; electrical products and materials for construction and maintenance, power distribution, and electrical original equipment manufacturers; structural adhesives and tapes; respiratory, hearing, eye, and fall protection solutions; and natural and color-coated mineral granules for shingles. The Transportation and Electronics segment provides ceramic solutions; attachment and bonding, films, sound, and temperature management for transportation vehicles; format graphic films for advertising and fleet signage; reflective signage for highway and vehicle safety; light management films and electronics assembly solutions; chip packaging and interconnection solutions; semiconductor production materials; and data center solutions. The Consumer segment offers cleaning products for the home; consumer air quality products; picture hanging accessories; retail abrasives, paint accessories, and safety products; stationery and office products; automotive appearance products; and consumer bandages, tapes, braces, and supports. It serves automotive; commercial solutions; consumer markets; design and construction; electronics; energy; government; manufacturing; safety; transportation industries. The company offers its products through e-commerce and traditional wholesalers, retailers, jobbers, distributors, channel partner, and dealers, as well as directly to users. 3M Company was founded in 1902 and is headquartered in Saint Paul, Minnesota.
Purification Calculator
As a halal stock with 0.93% impermissible income, you need to purify your dividends.
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Frequently Asked Questions
Is 3M CO (MMM) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), 3M CO is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is 3M CO's debt ratio?
3M CO's debt ratio is 15.6% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 33.4%.
Does 3M CO require dividend purification?
Yes, 3M CO has an impermissible income ratio of 0.93%, which means 0.93% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.
What are 3M CO's key financial metrics?
3M CO has a market capitalization of $75.3B, trailing P/E ratio of 23.9, and revenue of $24.9B. The company maintains a gross margin of 39.9% and a net margin of 13.0%. Return on equity stands at 75.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.