Is Ethos Technologies Inc. (LIFE) Halal?

NASDAQ Financial Services United States $637M
✗ NOT HALAL
Confidence: 95/100
Ethos Technologies Inc. (LIFE) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance Brokers industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance Brokers ✗ NOT HALAL
DJIM Excluded — Insurance Brokers ✗ NOT HALAL
MSCI Excluded — Insurance Brokers ✗ NOT HALAL
S&P Excluded — Insurance Brokers ✗ NOT HALAL
FTSE Excluded — Insurance Brokers ✗ NOT HALAL

Financial Highlights

P/E Ratio
8.9
Forward: 6.6
EPS
$1.14
P/B Ratio
-7.0
EV/EBITDA
11.7
EV: $917M
Revenue
$255M
Growth: 65.5%
Current Ratio
2.2

Profitability

Gross Margin 98.3%
Operating Margin 22.2%
Net Margin 18.4%
Return on Equity (ROE) 21.0%
Return on Assets (ROA) 10.0%

Cash Flow & Balance Sheet

Operating Cash Flow-$11M
Free Cash Flow-$15M
Total Debt$3M
Debt-to-Equity0.6
Current Ratio2.2
Total Assets$396M

Price & Trading

Last Close$10.10
50-Day MA$11.86
200-Day MA$11.86
Avg Volume655K
52-Week Range
$9.45
$19.00

About Ethos Technologies Inc. (LIFE)

CEO
Mr. Peter George Colis
Employees
614
Sector
Financial Services
Industry
Insurance Brokers
Country
United States
Exchange
NASDAQ
Market Cap
$637M
Currency
USD

Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products. The company was formerly known as Ethos Insurance Corporation and changed its name to Ethos Technologies Inc. in August 2016. The company was incorporated in 2016 and is based in San Francisco, California.

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Frequently Asked Questions

Is Ethos Technologies Inc. (LIFE) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Ethos Technologies Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Ethos Technologies Inc.'s debt ratio?

Ethos Technologies Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Ethos Technologies Inc.'s key financial metrics?

Ethos Technologies Inc. has a market capitalization of $637M, trailing P/E ratio of 8.9, and revenue of $255M. The company maintains a gross margin of 98.3% and a net margin of 18.4%. Return on equity stands at 21.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.