Is KEMPER Corp (KMPR) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 29.5% | |
| Operating Margin | 2.9% | |
| Net Margin | 3.0% | |
| Return on Equity (ROE) | 4.9% | |
| Return on Assets (ROA) | 1.2% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $584M |
| Free Cash Flow | $554M |
| Total Debt | $944M |
| Debt-to-Equity | 56.3 |
| Current Ratio | 0.5 |
| Total Assets | $12.5B |
Price & Trading
| Last Close | $31.17 |
| 50-Day MA | $33.44 |
| 200-Day MA | $45.96 |
| Avg Volume | 1.0M |
| Beta | 1.1 |
|
52-Week Range
$28.41
| |
About KEMPER Corp (KMPR)
Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers. The Life Insurance segment primarily provides individual life, accident, supplemental health, and property insurance. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.
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Frequently Asked Questions
Is KEMPER Corp (KMPR) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), KEMPER Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is KEMPER Corp's debt ratio?
KEMPER Corp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are KEMPER Corp's key financial metrics?
KEMPER Corp has a market capitalization of $1.8B, trailing P/E ratio of 13.1, and revenue of $4.8B. The company maintains a gross margin of 29.5% and a net margin of 3.0%. Return on equity stands at 4.9%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.