Is KINGSTONE COMPANIES, INC. (KINS) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 26.4% | |
| Operating Margin | 32.8% | |
| Net Margin | 19.1% | |
| Return on Equity (ROE) | 43.0% | |
| Return on Assets (ROA) | 7.5% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $76M |
| Free Cash Flow | $73M |
| Total Debt | $4M |
| Debt-to-Equity | 3.7 |
| Current Ratio | 0.5 |
| Total Assets | $453M |
Price & Trading
| Last Close | $14.66 |
| 50-Day MA | $15.61 |
| 200-Day MA | $15.20 |
| Avg Volume | 132K |
| Beta | 0.4 |
|
52-Week Range
$13.08
| |
About KINGSTONE COMPANIES, INC. (KINS)
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. The company provides its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.
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Frequently Asked Questions
Is KINGSTONE COMPANIES, INC. (KINS) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), KINGSTONE COMPANIES, INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is KINGSTONE COMPANIES, INC.'s debt ratio?
KINGSTONE COMPANIES, INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are KINGSTONE COMPANIES, INC.'s key financial metrics?
KINGSTONE COMPANIES, INC. has a market capitalization of $206M, trailing P/E ratio of 4.9, and revenue of $215M. The company maintains a gross margin of 26.4% and a net margin of 19.1%. Return on equity stands at 43.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.