Is iSpecimen Inc. (ISPC) Halal?

NASDAQ Healthcare United States $1M
✗ NOT HALAL
Confidence: 90/100
iSpecimen Inc. (ISPC) is Not Halal under AAOIFI Standard 21. While the debt ratio of 12.8% is acceptable, the cash and interest-bearing securities ratio of 77.3% exceeds the 30% threshold. iSpecimen Inc. operates in the Healthcare sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 12.8%
/ 30%
77.3%
/ 30%
59.4%
/ 30%
0.48%
/ 5%
✗ NOT HALAL
DJIM 12.8%
/ 33%
77.3%
/ 33%
59.4%
/ 33%
0.48%
/ 5%
✗ NOT HALAL
MSCI 3.3%
/ 33%
20.1%
/ 33%
15.5%
/ 33%
0.48%
/ 5%
✓ HALAL
S&P 12.8%
/ 33%
77.3%
/ 33%
59.4%
/ 33%
0.48%
/ 5%
✗ NOT HALAL
FTSE 3.3%
/ 33%
20.1%
/ 33%
15.5%
/ 50%
0.48%
/ 5%
✓ HALAL

Financial Highlights

EPS
$-7.82
P/B Ratio
0.5
EV/EBITDA
0.1
EV: -$1M
Revenue
$9M
Growth: -96.0%
Beta
1.9
High volatility
Current Ratio
0.6

Profitability

Gross Margin 21.6%
Operating Margin -2655.2%
Net Margin 0.0%
Return on Equity (ROE) -296.2%
Return on Assets (ROA) -74.8%

Cash Flow & Balance Sheet

Operating Cash Flow-$8M
Free Cash Flow-$9M
Total Debt$312,167
Debt-to-Equity9.2
Current Ratio0.6
Total Assets$9M

Price & Trading

Last Close$0.16
50-Day MA$0.28
200-Day MA$0.73
Avg Volume8.4M
Beta1.9
52-Week Range
$0.14
$3.18

About iSpecimen Inc. (ISPC)

CEO
Ms. Katharyn Field
Employees
24
Sector
Healthcare
Industry
Diagnostics & Research
Country
United States
Exchange
NASDAQ
Market Cap
$1M
Currency
USD

iSpecimen Inc. operates marketplace that provides biospecimens to life science researchers worldwide. The company develops and operates iSpecimen Marketplace, a proprietary online marketplace platform that connects medical researchers who need access to subjects, samples, and data with hospitals, laboratories, and other organizations who have access to them. Its marketplace offers human biospecimens, including Biofluids, such as whole blood, plasma, serum, urine, saliva, sputum, nasopharyngeal material, and cerebral spinal fluid; Solid tissue comprising fresh, fixed, and cryopreserved tissue, as well as formalin-fixed paraffin embedded blocks, slides, and curls; and Hematopoietic stem and immune cells, including bone marrow, cord blood, whole blood, or sub-components of these tissues, such as peripheral blood mononuclear cells and other isolated cell types. The company serves biopharmaceutical companies, in vitro diagnostic companies, and government/academic institutions. iSpecimen Inc. was incorporated in 2009 and is headquartered in Woburn, Massachusetts.

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Frequently Asked Questions

Is iSpecimen Inc. (ISPC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), iSpecimen Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is iSpecimen Inc.'s debt ratio?

iSpecimen Inc.'s debt ratio is 12.8% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 3.3%.

What are iSpecimen Inc.'s key financial metrics?

iSpecimen Inc. has a market capitalization of $1M, and revenue of $9M. Return on equity stands at -296.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.