Is Hoyne Bancorp, Inc. (HYNE) Halal?

NASDAQ Financial Services United States $116M
✗ NOT HALAL
Confidence: 95/100
Hoyne Bancorp, Inc. (HYNE) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

EPS
$-0.05
P/B Ratio
0.7
Revenue
$11M
Growth: 51.4%

Profitability

Gross Margin 0.0%
Operating Margin 0.2%
Net Margin 1.6%
Return on Equity (ROE) 0.2%
Return on Assets (ROA) 0.1%

Cash Flow & Balance Sheet

Operating Cash Flow-$3M
Free Cash Flow-$4M
Total Assets$450M

Price & Trading

Last Close$14.61
50-Day MA$14.44
200-Day MA$14.28
Avg Volume59K
52-Week Range
$13.35
$14.90

About Hoyne Bancorp, Inc. (HYNE)

CEO
Mr. Walter F. Healy
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NASDAQ
Market Cap
$116M
Currency
USD

Hoyne Bancorp, Inc. operates as the bank holding company for Hoyne Savings Bank that provides various financial products and services. It offers NOW, money market, savings, and certificates of deposit accounts. The company also provides commercial real estate loans, including commercial construction; commercial and industrial loans; one to four residential properties; and home equity loans and lines of credit and other consumer loans. Hoyne Bancorp, Inc. was founded in 1887 and is headquartered in Chicago, Illinois.

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Frequently Asked Questions

Is Hoyne Bancorp, Inc. (HYNE) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Hoyne Bancorp, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Hoyne Bancorp, Inc.'s debt ratio?

Hoyne Bancorp, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Hoyne Bancorp, Inc.'s key financial metrics?

Hoyne Bancorp, Inc. has a market capitalization of $116M, and revenue of $11M. Return on equity stands at 0.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.