Is HSBC HOLDINGS PLC (HSBC) Halal?

NYSE Financial Services United Kingdom $272.2B
✗ NOT HALAL
Confidence: 95/100
HSBC HOLDINGS PLC (HSBC) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Diversified ✗ NOT HALAL
DJIM Excluded — Banks - Diversified ✗ NOT HALAL
MSCI Excluded — Banks - Diversified ✗ NOT HALAL
S&P Excluded — Banks - Diversified ✗ NOT HALAL
FTSE Excluded — Banks - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
13.2
Forward: 8.6
EPS
$6.00
Dividend Yield
474.0%
Payout: 55.0%
P/B Ratio
7.6
Revenue
$66.2B
Growth: 58.4%
Beta
0.5
Low volatility

Profitability

Gross Margin 0.0%
Operating Margin 55.2%
Net Margin 35.2%
Return on Equity (ROE) 11.6%
Return on Assets (ROA) 0.7%

Cash Flow & Balance Sheet

Operating Cash Flow$29.8B
Free Cash Flow$25.1B
Total Debt$256.1B
Total Assets$3.2T

Price & Trading

Last Close$79.63
50-Day MA$85.50
200-Day MA$72.60
Avg Volume2.2M
Beta0.5
52-Week Range
$45.66
$94.80

About HSBC HOLDINGS PLC (HSBC)

CEO
Mr. Georges Bahjat Elhedery
Employees
208,720
Sector
Financial Services
Industry
Banks - Diversified
Country
United Kingdom
Exchange
NYSE
Market Cap
$272.2B
Currency
USD

HSBC Holdings plc engages in the provision of banking and financial products and services worldwide. It operates through four segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking. The Hong Kong segment is involved in the retail banking and wealth and commercial banking of HSBC Hong Kong and Hang Seng Bank. The UK segment engages in UK retail banking and wealth, as well as first direct and M&S Bank, UK Commercial Banking, and HSBC Innovation Bank. The Corporate and Institutional Banking segment is involved in transaction banking and capital markets. The International Wealth and Premier Banking segment is involved in the business comprising premier banking outside of Hong Kong and the UK, its private bank, asset management, and insurance businesses. The company was founded in 1865 and is headquartered in London, the United Kingdom.

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Frequently Asked Questions

Is HSBC HOLDINGS PLC (HSBC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), HSBC HOLDINGS PLC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is HSBC HOLDINGS PLC's debt ratio?

HSBC HOLDINGS PLC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are HSBC HOLDINGS PLC's key financial metrics?

HSBC HOLDINGS PLC has a market capitalization of $272.2B, trailing P/E ratio of 13.2, and revenue of $66.2B. Return on equity stands at 11.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.