Is GLOBE LIFE INC. (GL) Halal?

NYSE Financial Services United States $10.6B
✗ NOT HALAL
Confidence: 95/100
GLOBE LIFE INC. (GL) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Life industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Life ✗ NOT HALAL
DJIM Excluded — Insurance - Life ✗ NOT HALAL
MSCI Excluded — Insurance - Life ✗ NOT HALAL
S&P Excluded — Insurance - Life ✗ NOT HALAL
FTSE Excluded — Insurance - Life ✗ NOT HALAL

Financial Highlights

P/E Ratio
9.6
Forward: 8.2
EPS
$14.06
Dividend Yield
98.0%
Payout: 7.7%
P/B Ratio
1.8
EV/EBITDA
8.1
EV: $13.2B
Revenue
$6.0B
Growth: 3.6%
Beta
0.5
Low volatility
Current Ratio
0.8

Profitability

Gross Margin 33.8%
Operating Margin 24.2%
Net Margin 19.4%
Return on Equity (ROE) 20.6%
Return on Assets (ROA) 3.3%

Cash Flow & Balance Sheet

Operating Cash Flow$1.4B
Free Cash Flow$1.3B
Total Debt$2.6B
Debt-to-Equity51.3
Current Ratio0.8
Total Assets$30.8B

Price & Trading

Last Close$138.80
50-Day MA$141.33
200-Day MA$136.28
Avg Volume491K
Beta0.5
52-Week Range
$109.38
$152.71

About GLOBE LIFE INC. (GL)

CEO
Mr. Frank Martin Svoboda
Employees
3,695
Sector
Financial Services
Industry
Insurance - Life
Country
United States
Exchange
NYSE
Market Cap
$10.6B
Currency
USD

Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States. It operates in three segments: Life Insurance, Supplemental Health Insurance, and Investments. The company offers whole, term, and other life insurance products, as well as life insurance for children; Medicare supplement and limited-benefit supplemental health insurance products, such as accident, cancer, critical illness, heart, intensive care, and other health products; and final expense, accidental death, mortgage protection, and hospital insurance products. It sells its products through direct-to-consumer channels, exclusive independent agents, general agency independent agents, and brokers. The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019. Globe Life Inc. was founded in 1900 and is headquartered in McKinney, Texas.

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Frequently Asked Questions

Is GLOBE LIFE INC. (GL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), GLOBE LIFE INC. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is GLOBE LIFE INC.'s debt ratio?

GLOBE LIFE INC.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are GLOBE LIFE INC.'s key financial metrics?

GLOBE LIFE INC. has a market capitalization of $10.6B, trailing P/E ratio of 9.6, and revenue of $6.0B. The company maintains a gross margin of 33.8% and a net margin of 19.4%. Return on equity stands at 20.6%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.