Is FLAHERTY & CRUMRINE TOTAL RETURN FUND INC (FLC) Halal?

NYSE Financial Services United States $171M
✗ NOT HALAL
Confidence: 95/100
FLAHERTY & CRUMRINE TOTAL RETURN FUND INC (FLC) is Not Halal under AAOIFI Standard 21 due to its classification in the Asset Management industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from November 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Asset Management ✗ NOT HALAL
DJIM Excluded — Asset Management ✗ NOT HALAL
MSCI Excluded — Asset Management ✗ NOT HALAL
S&P Excluded — Asset Management ✗ NOT HALAL
FTSE Excluded — Asset Management ✗ NOT HALAL

Financial Highlights

P/E Ratio
10.6
EPS
$1.54
Dividend Yield
734.0%
Payout: 74.5%
P/B Ratio
0.9
Revenue
$17M
Growth: -1.4%
Beta
0.7
Low volatility
Current Ratio
3.6

Profitability

Gross Margin 100.0%
Operating Margin 87.5%
Net Margin 77.3%
Return on Equity (ROE) 8.2%
Return on Assets (ROA) 3.6%

Cash Flow & Balance Sheet

Operating Cash Flow$12M
Free Cash Flow$12M
Total Debt$118M
Debt-to-Equity59.9
Current Ratio3.6
Total Assets$317M

Price & Trading

Last Close$16.60
50-Day MA$17.50
200-Day MA$17.40
Avg Volume21K
Beta0.7
52-Week Range
$14.80
$18.09

About FLAHERTY & CRUMRINE TOTAL RETURN FUND INC (FLC)

CEO
Mr. Donald Frasier Crumrine CFA
Sector
Financial Services
Industry
Asset Management
Country
United States
Exchange
NYSE
Market Cap
$171M
Currency
USD

Flaherty & Crumrine Total Return Fund Inc. is a closed-ended balanced mutual fund launched and managed by Flaherty & Crumrine Incorporated. The fund invests in the public equity and fixed income markets of the United States. It seeks to invest in stocks of companies operating across utilities and banking sectors. The fund primarily invests in investment-grade securities consisting of preferred securities and other income-producing securities comprising of various debt securities. It benchmarks the performance of its portfolio against the Barclays Capital U.S. Aggregate Index and the S&P 500 Index. The fund was formerly known as Flaherty & Crumrine/Claymore Total Return Fund, Inc. Flaherty & Crumrine Total Return Fund Inc. was formed on August 26, 2003 and is domiciled in the United States.

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Frequently Asked Questions

Is FLAHERTY & CRUMRINE TOTAL RETURN FUND INC (FLC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), FLAHERTY & CRUMRINE TOTAL RETURN FUND INC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is FLAHERTY & CRUMRINE TOTAL RETURN FUND INC's debt ratio?

FLAHERTY & CRUMRINE TOTAL RETURN FUND INC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are FLAHERTY & CRUMRINE TOTAL RETURN FUND INC's key financial metrics?

FLAHERTY & CRUMRINE TOTAL RETURN FUND INC has a market capitalization of $171M, trailing P/E ratio of 10.6, and revenue of $17M. The company maintains a gross margin of 100.0% and a net margin of 77.3%. Return on equity stands at 8.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.