Is FinVolution Group (FINV) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2024
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 73.9% | |
| Operating Margin | 34.0% | |
| Net Margin | 18.7% | |
| Return on Equity (ROE) | 15.7% | |
| Return on Assets (ROA) | 16.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $2.9B |
| Free Cash Flow | $2.9B |
| Total Debt | $34M |
| Debt-to-Equity | 7.9 |
| Current Ratio | 9.4 |
| Total Assets | $23.6B |
Price & Trading
| Last Close | $4.62 |
| 50-Day MA | $5.34 |
| 200-Day MA | $6.86 |
| Avg Volume | 1.2M |
| Beta | 0.3 |
|
52-Week Range
$4.50
| |
About FinVolution Group (FINV)
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.
Related Halal Stocks in Financial Services
Frequently Asked Questions
Is FinVolution Group (FINV) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), FinVolution Group is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is FinVolution Group's debt ratio?
FinVolution Group's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are FinVolution Group's key financial metrics?
FinVolution Group has a market capitalization of $1.2B, trailing P/E ratio of 3.4, and revenue of $13.1B. The company maintains a gross margin of 73.9% and a net margin of 18.7%. Return on equity stands at 15.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.