Is Fidelis Insurance Holdings Ltd (FIHL) Halal?

NYSE Financial Services Bermuda $1.6B
✗ NOT HALAL
Confidence: 95/100
Fidelis Insurance Holdings Ltd (FIHL) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Diversified industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Diversified ✗ NOT HALAL
DJIM Excluded — Insurance - Diversified ✗ NOT HALAL
MSCI Excluded — Insurance - Diversified ✗ NOT HALAL
S&P Excluded — Insurance - Diversified ✗ NOT HALAL
FTSE Excluded — Insurance - Diversified ✗ NOT HALAL

Financial Highlights

P/E Ratio
8.9
Forward: 4.7
EPS
$2.11
Dividend Yield
320.0%
Payout: 23.7%
P/B Ratio
0.8
Revenue
$2.2B
Growth: -10.8%
Beta
0.2
Low volatility
Current Ratio
1.2

Profitability

Gross Margin 16.8%
Operating Margin 25.8%
Net Margin 9.0%
Return on Equity (ROE) 9.3%
Return on Assets (ROA) 1.7%

Cash Flow & Balance Sheet

Operating Cash Flow-$408M
Free Cash Flow-$410M
Total Debt$843M
Debt-to-Equity35.7
Current Ratio1.2
Total Assets$12.4B

Price & Trading

Last Close$19.17
50-Day MA$19.13
200-Day MA$18.00
Avg Volume415K
Beta0.2
52-Week Range
$14.67
$20.50

About Fidelis Insurance Holdings Ltd (FIHL)

CEO
Mr. Daniel Burrows
Employees
108
Sector
Financial Services
Industry
Insurance - Diversified
Country
Bermuda
Exchange
NYSE
Market Cap
$1.6B
Currency
USD

Fidelis Insurance Holdings Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

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Frequently Asked Questions

Is Fidelis Insurance Holdings Ltd (FIHL) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Fidelis Insurance Holdings Ltd is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Fidelis Insurance Holdings Ltd's debt ratio?

Fidelis Insurance Holdings Ltd's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Fidelis Insurance Holdings Ltd's key financial metrics?

Fidelis Insurance Holdings Ltd has a market capitalization of $1.6B, trailing P/E ratio of 8.9, and revenue of $2.2B. The company maintains a gross margin of 16.8% and a net margin of 9.0%. Return on equity stands at 9.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.