Is ERC (ERC) Halal?

AMEX Financial Services United States $247M
✗ NOT HALAL
Confidence: 95/100
ERC (ERC) is Not Halal under AAOIFI Standard 21 due to its classification in the Asset Management industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from October 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Asset Management ✗ NOT HALAL
DJIM Excluded — Asset Management ✗ NOT HALAL
MSCI Excluded — Asset Management ✗ NOT HALAL
S&P Excluded — Asset Management ✗ NOT HALAL
FTSE Excluded — Asset Management ✗ NOT HALAL

Financial Highlights

P/E Ratio
9.2
EPS
$0.96
Dividend Yield
992.0%
Payout: 90.0%
P/B Ratio
0.9
Revenue
$28M
Growth: -6.6%
Beta
0.6
Low volatility
Current Ratio
0.1

Profitability

Gross Margin 100.0%
Operating Margin 90.1%
Net Margin 93.5%
Return on Equity (ROE) 9.7%
Return on Assets (ROA) 4.0%

Cash Flow & Balance Sheet

Operating Cash Flow$24M
Free Cash Flow$24M
Total Debt$119M
Debt-to-Equity42.2
Current Ratio0.1
Total Assets$409M

Price & Trading

Last Close$8.90
50-Day MA$9.26
200-Day MA$9.39
Avg Volume106K
Beta0.6
52-Week Range
$8.44
$9.78

About ERC (ERC)

CEO
Mr. Peter Malcolm Wilson
Sector
Financial Services
Industry
Asset Management
Country
United States
Exchange
AMEX
Market Cap
$247M
Currency
USD

Allspring Multi-Sector Income Fund is a closed-ended fixed income mutual fund launched and managed by Wells Fargo Funds Management, LLC. The fund is co-managed by First International Advisors, Inc. and Wells Capital Management Incorporated. It invests in fixed income markets across the globe. The fund primarily invests in a mix of non-investment-grade corporate debt securities, including bank loan securities, foreign and emerging markets debt securities, adjustable and fixed-rate mortgages, and investment-grade corporate bonds. Allspring Multi-Sector Income Fund was formed on June 25, 2003 and is domiciled in the United States.

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Frequently Asked Questions

Is ERC (ERC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), ERC is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is ERC's debt ratio?

ERC's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are ERC's key financial metrics?

ERC has a market capitalization of $247M, trailing P/E ratio of 9.2, and revenue of $28M. The company maintains a gross margin of 100.0% and a net margin of 93.5%. Return on equity stands at 9.7%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.