Is Elevance Health, Inc. (ELV) Halal?

NYSE Healthcare United States $63.2B
✗ NOT HALAL
Confidence: 90/100
Elevance Health, Inc. (ELV) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 50.1% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. Elevance Health, Inc. operates in the Healthcare sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 50.1%
/ 30%
55.3%
/ 30%
33.7%
/ 30%
12.29%
/ 5%
✗ NOT HALAL
DJIM 50.1%
/ 33%
55.3%
/ 33%
33.7%
/ 33%
12.29%
/ 5%
✗ NOT HALAL
MSCI 26.4%
/ 33%
29.1%
/ 33%
17.7%
/ 33%
12.29%
/ 5%
✗ NOT HALAL
S&P 50.1%
/ 33%
55.3%
/ 33%
33.7%
/ 33%
12.29%
/ 5%
✗ NOT HALAL
FTSE 26.4%
/ 33%
29.1%
/ 33%
17.7%
/ 50%
12.29%
/ 5%
✗ NOT HALAL

Financial Highlights

P/E Ratio
11.4
Forward: 9.7
EPS
$25.20
Dividend Yield
240.0%
Payout: 27.1%
P/B Ratio
1.4
EV/EBITDA
6.6
EV: $60.0B
Revenue
$199.1B
Growth: 9.5%
Beta
0.5
Low volatility
Current Ratio
1.5

Profitability

Gross Margin 25.6%
Operating Margin 1.5%
Net Margin 2.8%
Return on Equity (ROE) 13.2%
Return on Assets (ROA) 4.4%

Cash Flow & Balance Sheet

Operating Cash Flow$4.3B
Free Cash Flow$3.2B
Total Debt$32.0B
Debt-to-Equity74.4
Current Ratio1.5
Total Assets$121.5B

Price & Trading

Last Close$294.25
50-Day MA$322.98
200-Day MA$329.62
Avg Volume1.9M
Beta0.5
52-Week Range
$273.71
$458.75

About Elevance Health, Inc. (ELV)

CEO
Ms. Gail Koziara Boudreaux
Employees
96,129
Sector
Healthcare
Industry
Healthcare Plans
Country
United States
Exchange
NYSE
Market Cap
$63.2B
Currency
USD

Elevance Health, Inc., together with its subsidiaries, operates as a health benefits company in the United States. The company operates in four segments: Health Benefits, CarelonRx, Carelon Services, and Corporate & Other. It offers a variety of health plans and services to individual, employer group risk-based and fee-based, BlueCard, Medicare, Medicaid, and FEP members; health products; a broad array of fee-based administrative managed care services; and specialty and other insurance products and services, such as stop loss, dental, vision, and supplemental health insurance benefits. The company also operates in the pharmacy services business; and markets and offers pharmacy services, including home delivery and specialty pharmacies, claims adjudication, formulary management, pharmacy networks, rebate administration, a prescription drug database, and member services, as well as infusion services and injectable therapies through ambulatory infusion centers. In addition, it provides healthcare related services and capabilities, including specialty care enablement and utilization management support for specialized clinical domains; behavioral health and comprehensive care management services; palliative care services and management; virtual care; and payment integrity, subrogation, clinical data exchange through its HealthOS platform, research and data, reporting and clinical analytics, information technology, and business process support services, as well as manages home health, post-acute institutional management, and durable medical equipment costs; and supports plans in managing home and community-based services. The company provides its services under the Anthem Blue Cross and Blue Shield, Wellpoint, and Carelon brands. The company was formerly known as Anthem, Inc. and changed its name to Elevance Health, Inc. in June 2022. Elevance Health, Inc. was incorporated in 2001 and is based in Indianapolis, Indiana.

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Frequently Asked Questions

Is Elevance Health, Inc. (ELV) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Elevance Health, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Elevance Health, Inc.'s debt ratio?

Elevance Health, Inc.'s debt ratio is 50.1% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 26.4%.

What are Elevance Health, Inc.'s key financial metrics?

Elevance Health, Inc. has a market capitalization of $63.2B, trailing P/E ratio of 11.4, and revenue of $199.1B. The company maintains a gross margin of 25.6% and a net margin of 2.8%. Return on equity stands at 13.2%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.