Is Employers Holdings, Inc. (EIG) Halal?

NYSE Financial Services United States $786M
✗ NOT HALAL
Confidence: 95/100
Employers Holdings, Inc. (EIG) is Not Halal under AAOIFI Standard 21 due to its classification in the Insurance - Specialty industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Insurance - Specialty ✗ NOT HALAL
DJIM Excluded — Insurance - Specialty ✗ NOT HALAL
MSCI Excluded — Insurance - Specialty ✗ NOT HALAL
S&P Excluded — Insurance - Specialty ✗ NOT HALAL
FTSE Excluded — Insurance - Specialty ✗ NOT HALAL

Financial Highlights

P/E Ratio
87.7
Forward: 15.5
EPS
$0.46
Dividend Yield
317.0%
Payout: 273.9%
P/B Ratio
0.9
EV/EBITDA
38.1
EV: $655M
Revenue
$859M
Growth: -21.3%
Beta
0.5
Low volatility
Current Ratio
0.5

Profitability

Gross Margin 1.6%
Operating Margin -17.2%
Net Margin 1.3%
Return on Equity (ROE) 1.1%
Return on Assets (ROA) 0.2%

Cash Flow & Balance Sheet

Operating Cash Flow$45M
Free Cash Flow$42M
Total Debt$39M
Debt-to-Equity4.1
Current Ratio0.5
Total Assets$3.4B

Price & Trading

Last Close$40.65
50-Day MA$42.05
200-Day MA$42.50
Avg Volume291K
Beta0.5
52-Week Range
$35.73
$51.48

About Employers Holdings, Inc. (EIG)

CEO
Ms. Katherine Holt Antonello FCAS, FSA, MAAA
Employees
623
Sector
Financial Services
Industry
Insurance - Specialty
Country
United States
Exchange
NYSE
Market Cap
$786M
Currency
USD

Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries. It market its products through local, regional, specialty and national insurance agents and brokers; national, regional, and local trade groups and associations; and direct-to-customer interactions. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

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Frequently Asked Questions

Is Employers Holdings, Inc. (EIG) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Employers Holdings, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Employers Holdings, Inc.'s debt ratio?

Employers Holdings, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Employers Holdings, Inc.'s key financial metrics?

Employers Holdings, Inc. has a market capitalization of $786M, trailing P/E ratio of 87.7, and revenue of $859M. The company maintains a gross margin of 1.6% and a net margin of 1.3%. Return on equity stands at 1.1%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.