Is ENTERPRISE FINANCIAL SERVICES CORP (EFSCP) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| DJIM | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| MSCI | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| S&P | Excluded — Banks - Regional | ✗ NOT HALAL | |||
| FTSE | Excluded — Banks - Regional | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 0.0% | |
| Operating Margin | 40.6% | |
| Net Margin | 29.9% | |
| Return on Equity (ROE) | 10.4% | |
| Return on Assets (ROA) | 1.2% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $194M |
| Free Cash Flow | $182M |
| Total Debt | $189M |
| Total Assets | $17.3B |
Price & Trading
| Last Close | $19.59 |
| 50-Day MA | $20.27 |
| 200-Day MA | $20.14 |
| Avg Volume | 2K |
| Beta | 0.8 |
|
52-Week Range
$17.20
| |
About ENTERPRISE FINANCIAL SERVICES CORP (EFSCP)
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
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Frequently Asked Questions
Is ENTERPRISE FINANCIAL SERVICES CORP (EFSCP) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), ENTERPRISE FINANCIAL SERVICES CORP is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is ENTERPRISE FINANCIAL SERVICES CORP's debt ratio?
ENTERPRISE FINANCIAL SERVICES CORP's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are ENTERPRISE FINANCIAL SERVICES CORP's key financial metrics?
ENTERPRISE FINANCIAL SERVICES CORP has a market capitalization of N/A, trailing P/E ratio of 4.6, and revenue of $616M. Return on equity stands at 10.4%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.