Is CVS HEALTH Corp (CVS) Halal?

NYSE Healthcare United States $89.2B
✗ NOT HALAL
Confidence: 90/100
CVS HEALTH Corp (CVS) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 80.7% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. CVS HEALTH Corp operates in the Healthcare sector.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 80.7%
/ 30%
10.7%
/ 30%
40.1%
/ 30%
1.28%
/ 5%
✗ NOT HALAL
DJIM 80.7%
/ 33%
10.7%
/ 33%
40.1%
/ 33%
1.28%
/ 5%
✗ NOT HALAL
MSCI 31.5%
/ 33%
4.2%
/ 33%
15.7%
/ 33%
1.28%
/ 5%
✓ HALAL
S&P 80.7%
/ 33%
10.7%
/ 33%
40.1%
/ 33%
1.28%
/ 5%
✗ NOT HALAL
FTSE 31.5%
/ 33%
4.2%
/ 33%
15.7%
/ 50%
1.28%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
50.4
Forward: 8.6
EPS
$1.39
Dividend Yield
380.0%
Payout: 191.4%
P/B Ratio
1.2
EV/EBITDA
10.8
EV: $158.7B
Revenue
$402.1B
Growth: 8.4%
Beta
0.5
Low volatility
Current Ratio
0.8

Profitability

Gross Margin 13.3%
Operating Margin 1.6%
Net Margin 0.4%
Return on Equity (ROE) 2.3%
Return on Assets (ROA) 2.5%

Cash Flow & Balance Sheet

Operating Cash Flow$10.6B
Free Cash Flow$7.8B
Total Debt$80.0B
Debt-to-Equity106.1
Current Ratio0.8
Total Assets$253.5B

Price & Trading

Last Close$71.18
50-Day MA$76.70
200-Day MA$74.31
Avg Volume8.6M
Beta0.5
52-Week Range
$58.35
$85.15

About CVS HEALTH Corp (CVS)

CEO
Mr. J. David Joyner CEBS
Employees
219,000
Sector
Healthcare
Industry
Healthcare Plans
Country
United States
Exchange
NYSE
Market Cap
$89.2B
Currency
USD

CVS Health Corporation provides health solutions in the United States. The company operates through Health Care Benefits, Health Services, and Pharmacy & Consumer Wellness segments. The Health Care Benefits segment offers traditional, voluntary, and consumer-directed health insurance products and related services, including medical, pharmacy, dental and behavioral health plans, medical management capabilities, Medicare Advantage and Medicare Supplement plans, PDPS and Medicaid health care management services. It serves employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units, government-sponsored plans, labor groups, and expatriates. The Health Services segment offers pharmacy benefit management solutions, including plan design and administration, formulary management, retail pharmacy network management, specialty and mail order pharmacy, clinical, disease management, medical spend management services, pharmacy and other administrative services. It serves employers, insurance companies, unions, government employee groups, health plans, PDPS, Medicaid managed care plans, CMS, plans offered on public health insurance, and other sponsors of health benefit plans. The Pharmacy & Consumer Wellness segment sells prescription and over-the-counter drugs, consumer health and beauty products, personal care products, and other general merchandise products. This segment also distributes prescription drugs; and provides related pharmacy consulting and other ancillary services to care facilities and other care settings. It operates online retail pharmacy websites, retail specialty pharmacy stores, compounding pharmacies and branches for infusion and enteral nutrition services. The company was formerly known as CVS Caremark Corporation and changed its name to CVS Health Corporation in September 2014. CVS Health Corporation was founded in 1963 and is headquartered in Woonsocket, Rhode Island.

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Frequently Asked Questions

Is CVS HEALTH Corp (CVS) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CVS HEALTH Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CVS HEALTH Corp's debt ratio?

CVS HEALTH Corp's debt ratio is 80.7% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 31.5%.

What are CVS HEALTH Corp's key financial metrics?

CVS HEALTH Corp has a market capitalization of $89.2B, trailing P/E ratio of 50.4, and revenue of $402.1B. The company maintains a gross margin of 13.3% and a net margin of 0.4%. Return on equity stands at 2.3%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.