Is CEMENTOS PACASMAYO SAA (CPAC) Halal?

NYSE Basic Materials Peru $872M
✗ NOT HALAL
Confidence: 83/100
CEMENTOS PACASMAYO SAA (CPAC) is Not Halal under AAOIFI Standard 21. The company's debt ratio of 167.5% exceeds the 30% threshold, indicating excessive interest-bearing debt relative to market capitalization. CEMENTOS PACASMAYO SAA operates in the Basic Materials sector.

Shariah Screening — 5 Standards

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 167.5%
/ 30%
8.1%
/ 30%
14.6%
/ 30%
N/A ✗ NOT HALAL
DJIM 167.5%
/ 33%
8.1%
/ 33%
14.6%
/ 33%
N/A ✗ NOT HALAL
MSCI 47.5%
/ 33%
2.3%
/ 33%
4.1%
/ 33%
N/A ✗ NOT HALAL
S&P 167.5%
/ 33%
8.1%
/ 33%
14.6%
/ 33%
N/A ✗ NOT HALAL
FTSE 47.5%
/ 33%
2.3%
/ 33%
4.1%
/ 50%
N/A ✗ NOT HALAL

Financial Highlights

P/E Ratio
20.0
Forward: 66.2
EPS
$0.51
Dividend Yield
597.0%
Payout: 115.8%
P/B Ratio
12.9
EV/EBITDA
11.7
EV: $5.7B
Beta
0.2
Low volatility
Current Ratio
1.1

Profitability

Gross Margin 38.1%
Operating Margin 6.9%
Net Margin 7.3%
Return on Equity (ROE) 12.8%
Return on Assets (ROA) 6.9%

Cash Flow & Balance Sheet

Operating Cash Flow$321M
Free Cash Flow$240M
Total Debt$1.5B
Debt-to-Equity119.9
Current Ratio1.1
Total Assets$3.2B

Price & Trading

Last Close$10.20
50-Day MA$10.59
200-Day MA$8.01
Avg Volume22K
Beta0.2
52-Week Range
$5.10
$11.50

About CEMENTOS PACASMAYO SAA (CPAC)

CEO
Mr. Humberto Reynaldo Nadal Del Carpio
Sector
Basic Materials
Industry
Building Materials
Country
Peru
Exchange
NYSE
Market Cap
$872M
Currency
USD

Cementos Pacasmayo S.A.A. produces, distributes, and sells cement and cement-related materials in Peru. It operates in three segments: Cement, Concrete, Mortar and Precast; Quicklime; and Sales of Construction Supplies. The company offers cement and concrete products for use in residential and commercial construction, and civil engineering; ready-mix concrete for use in construction sites; concrete precast, such as paving units or paver stones for pedestrian walkways, as well as other bricks for partition walls and concrete precast for structural and non-structural uses; and cement-based products. It also produces and distributes quicklime for use in steel, food, fishing, and chemical industries. In addition, the company sells and distributes other construction materials manufactured by third parties, such as steel rebar, wires, nails, corrugated iron, electric conductors, and plastic tubes and accessories. It offers its products directly to other retailers, private construction companies, and through a network of independent retailers and hardware stores. The company was incorporated in 1949 and is headquartered in Lima, Peru. Cementos Pacasmayo S.A.A. is a subsidiary of Inversiones ASPI S.A.

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Frequently Asked Questions

Is CEMENTOS PACASMAYO SAA (CPAC) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CEMENTOS PACASMAYO SAA is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CEMENTOS PACASMAYO SAA's debt ratio?

CEMENTOS PACASMAYO SAA's debt ratio is 167.5% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 47.5%.

What are CEMENTOS PACASMAYO SAA's key financial metrics?

CEMENTOS PACASMAYO SAA has a market capitalization of $872M, trailing P/E ratio of 20.0. The company maintains a gross margin of 38.1% and a net margin of 7.3%. Return on equity stands at 12.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.