Is CNH Industrial N.V. (CNH) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 195.4% / 30% | 18.6% / 30% | 170.0% / 30% | 3.89% / 5% | ✗ NOT HALAL |
| DJIM | 195.4% / 33% | 18.6% / 33% | 170.0% / 33% | 3.89% / 5% | ✗ NOT HALAL |
| MSCI | 63.2% / 33% | 6.0% / 33% | 55.0% / 33% | 3.89% / 5% | ✗ NOT HALAL |
| S&P | 195.4% / 33% | 18.6% / 33% | 170.0% / 33% | 3.89% / 5% | ✗ NOT HALAL |
| FTSE | 63.2% / 33% | 6.0% / 33% | 55.0% / 50% | 3.89% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 18.8% | |
| Operating Margin | 1.9% | |
| Net Margin | 2.8% | |
| Return on Equity (ROE) | 6.5% | |
| Return on Assets (ROA) | 1.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $2.5B |
| Free Cash Flow | $1.3B |
| Total Debt | $27.0B |
| Debt-to-Equity | 346.2 |
| Current Ratio | 2.0 |
| Total Assets | $42.7B |
Price & Trading
| Last Close | $10.96 |
| 50-Day MA | $11.47 |
| 200-Day MA | $11.26 |
| Avg Volume | 13.2M |
| Beta | 1.3 |
|
52-Week Range
$9.00
| |
About CNH Industrial N.V. (CNH)
CNH Industrial N.V., an equipment company, engages in the develops, manufacture, and sale agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company operates through three segments: Agriculture, Construction, and Financial Services. The Agriculture segment develops, manufactures, distributes, and supports agriculture equipment, implements, and precision agriculture solutions, such as tractors, harvesters, hay and forage equipment, seeding and planting equipment, and self-propelled sprayers under Case IH, New Holland, STEYR, and Raven brands. The Construction segment develops, manufactures, distributes, and supports construction equipment comprising excavators, crawler dozers, graders, wheel loaders, backhoe loaders, skid steer loaders, and compact track loaders under the New Holland Construction, Case Construction, and Eurocomach brands. The Financial Services segment provides and administers financing to end-use customers for the purchase of new and used agricultural and construction equipment and components, as well as revolving charge account financing and other financial services under the Banco CNH brand. This segment also offers wholesale financing to CNH dealers and distributors, as well as trade receivables factoring services. CNH Industrial N.V. was founded in 1842 and is headquartered in Basildon, the United Kingdom
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Frequently Asked Questions
Is CNH Industrial N.V. (CNH) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), CNH Industrial N.V. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is CNH Industrial N.V.'s debt ratio?
CNH Industrial N.V.'s debt ratio is 195.4% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 63.2%.
What are CNH Industrial N.V.'s key financial metrics?
CNH Industrial N.V. has a market capitalization of $13.3B, trailing P/E ratio of 26.1, and revenue of $18.1B. The company maintains a gross margin of 18.8% and a net margin of 2.8%. Return on equity stands at 6.5%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.