Is Cigna Group (CI) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | 43.4% / 30% | 11.9% / 30% | 45.3% / 30% | 78.83% / 5% | ✗ NOT HALAL |
| DJIM | 43.4% / 33% | 11.9% / 33% | 45.3% / 33% | 78.83% / 5% | ✗ NOT HALAL |
| MSCI | 19.9% / 33% | 5.5% / 33% | 20.8% / 33% | 78.83% / 5% | ✗ NOT HALAL |
| S&P | 43.4% / 33% | 11.9% / 33% | 45.3% / 33% | 78.83% / 5% | ✗ NOT HALAL |
| FTSE | 19.9% / 33% | 5.5% / 33% | 20.8% / 50% | 78.83% / 5% | ✗ NOT HALAL |
Financial Highlights
Profitability
| Gross Margin | 9.3% | |
| Operating Margin | 3.5% | |
| Net Margin | 2.2% | |
| Return on Equity (ROE) | 15.1% | |
| Return on Assets (ROA) | 4.1% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $9.6B |
| Free Cash Flow | $8.4B |
| Total Debt | $31.5B |
| Debt-to-Equity | 75.1 |
| Current Ratio | 0.8 |
| Total Assets | $157.9B |
Price & Trading
| Last Close | $272.08 |
| 50-Day MA | $276.87 |
| 200-Day MA | $286.83 |
| Avg Volume | 1.7M |
| Beta | 0.2 |
|
52-Week Range
$239.51
| |
About Cigna Group (CI)
The Cigna Group, together with its subsidiaries, provides insurance and related products and services in the United States. It operates through two segments: Evernorth Health Services and Cigna Healthcare. The Evernorth Health Services segment includes Pharmacy Benefit Services and Specialty and Care Services, offering pharmacy benefit management, drug claim adjudication, retail pharmacy network administration, benefit design consultation, drug utilization review, drug formulary management, pharmacy benefits, home delivery pharmacy, specialty pharmacy, specialty pharmaceutical distribution, and clinical programs for whole-person health outcomes. The Cigna Healthcare segment comprises U.S. Healthcare and International Health, delivering comprehensive medical and coordinated solutions such as employer medical plans, individual and family plans, behavioral health, consumer health engagement, dental, pharmacy management, stop-loss insurance, global health care, and local health care solutions, as well as health care benefits for mobile individuals and employees of multinational organizations. The company offers other operations, including corporate-owned life insurance, reinsurance, and certain run-off and non-strategic businesses. The company distributes its products and services through brokers and consultants; directly to employers, unions and other groups, or individuals; and private and public exchanges. The company was formerly known as Cigna Corporation and changed its name to The Cigna Group in February 2023. The company was founded in 1792 and is headquartered in Bloomfield, Connecticut.
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Frequently Asked Questions
Is Cigna Group (CI) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Cigna Group is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Cigna Group's debt ratio?
Cigna Group's debt ratio is 43.4% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 19.9%.
What are Cigna Group's key financial metrics?
Cigna Group has a market capitalization of $70.0B, trailing P/E ratio of 11.8, and revenue of $274.9B. The company maintains a gross margin of 9.3% and a net margin of 2.2%. Return on equity stands at 15.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.