Cheche Group Inc. (CCG) Financial Ratio Screen

NASDAQ Communication Services China USD 64M
RATIOS FAIL*
Automated financial screen · activity assessed separately
Cheche Group Inc. (CCG) is potentially non-compliant in the automated ratio model. Cheche Group Inc. operates in the Communication Services sector.

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MSCI new-inclusion financial-ratio snapshot

CCG financial screening at a glance

RATIOS FAIL*Financial ratios shown separately from business review — not a fatwa
Debt ratio
2.7%
Pass vs 30%
Cash ratio
11.9%
Pass vs 30%
Receivables + cash
89.9%
Fail vs 30%
Impermissible income
0.2%
Pass vs 5%

Calculation date: 2026-08-31. Financial period used: December 2024. The ratios are automated proxies inspired by published methodologies; they are not official index determinations.

Independent method comparison

What the available screens say

How MSCI, FTSE and S&P-style screens differ
Request this stock review
MSCI-styleFinancial criteria not metAt least one available ratio exceeds its threshold
FTSE/Yasaar-styleFinancial criteria not metAt least one available ratio exceeds its threshold
S&P-style provisionalNot yet availableRequired denominator or financial data is incomplete
Business activityAssessment pendingFinancial results do not determine business permissibility
Complete screening result: not yet completeA complete result requires both supported financial criteria and adequate activity evidence. This site does not issue a fatwa or official index decision.
Financial periodDecember 2024Calculation date2026-08-31S&P-style historynot availableLast activity reviewnot yet reviewed

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Business activity evidence

Activity assessment in progress

The supplied classification (Internet Content & Information) is only a starting point. Revenue evidence is being assessed before any complete screening conclusion.

Revenue segments: Not yet checked against an SEC annual filing.

Profile description reviewed: Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur that provides a range of auto and non-auto insurance products underwritten by insurance carriers; and NEV Insurance Solution which assists NEV manufacturers in building a full-stack digital insurance service, including NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products comprising Digital Surge, a cloud-based software for insurance intermediaries; and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.

Sources to verify: Secondary company profile and classification · Issuer website · SEC issuer filings

A sector label or company description can flag a risk but cannot establish a compliant-revenue percentage. Only sourced segment disclosures may support that calculation.

Published-ratio reproductions (not certifications)

The table shows implemented MSCI and FTSE/Yasaar-style asset-based models plus a provisional S&P-style leverage reconstruction where a complete 36-month denominator exists. These are independent calculations, not official index results or Shariah determinations. See formulas, sources and limitations.

Based on financial data from December 2024

Standard Debt Ratio Cash Ratio Receivables Income Status
MSCI 2.7%
/ 30%
11.9%
/ 30%
89.9%
/ 30%
0.17%
/ 5%
RATIOS FAIL*
FTSE 2.7%
/ 33%
11.9%
/ 33%
89.9%
/ 50%
0.17%
/ 5%
RATIOS FAIL*

Financial Highlights

EPS
$-0.05
P/B Ratio
1.3
EV/EBITDA
-0.9
EV: $30M
Revenue
$3.5B
Growth: -20.8%
Beta
0.4
Low volatility
Current Ratio
1.3

Profitability

Gross Margin 5.1%
Operating Margin -2.0%
Net Margin -1.0%
Return on Equity (ROE) -9.2%
Return on Assets (ROA) -2.0%

Cash Flow & Balance Sheet

Operating Cash Flow-$114M
Free Cash Flow-$116M
Total Debt$35M
Debt-to-Equity38.9
Current Ratio1.3
Total Assets$1.3B

Price & Trading

Last Close$0.74
50-Day MA$0.80
200-Day MA$0.90
Avg Volume79K
Beta0.4
52-Week Range
$0.71
$1.54

Financial data provenance and verification

The displayed fields were imported from yfinance on 2026-03-29 for the financial period December 2024. This is a secondary data feed and can differ from amended or newly filed statements.

Verification rule: check debt, cash, receivables, revenue and interest income against the latest primary filing before relying on an automated ratio.

About Cheche Group Inc. (CCG)

CEO
Mr. Lei Zhang
Employees
548
Sector
Communication Services
Industry
Internet Content & Information
Country
China
Exchange
NASDAQ
Market Cap (listing currency)
USD 64M
Currency
USD

Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur that provides a range of auto and non-auto insurance products underwritten by insurance carriers; and NEV Insurance Solution which assists NEV manufacturers in building a full-stack digital insurance service, including NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products comprising Digital Surge, a cloud-based software for insurance intermediaries; and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.

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Frequently Asked Questions

Is Cheche Group Inc. (CCG) halal to invest in?

The current automated result is Financial criteria not met or an activity exclusion was detected. It uses available public financial fields and simplified methodology proxies. It is not a fatwa or an official determination by AAOIFI, DJIM, MSCI, S&P, or FTSE.

What is Cheche Group Inc.'s debt ratio?

Cheche Group Inc.'s debt ratio is 2.7% in the MSCI new-inclusion reproduction: total debt divided by total assets, against a 30% threshold. See the methodology page for the official source and limitations.

What are Cheche Group Inc.'s key financial metrics?

Cheche Group Inc. has a market capitalization of USD 64M in its listing currency, and revenue of $3.5B. The company maintains a gross margin of 5.1% and a net margin of -1.0%. Return on equity stands at -9.2%.

How often is the screening data updated?

Calculation date: 2026-08-31. Financial period: December 2024. These dates are shown separately because regenerating this page does not refresh the underlying data.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.