Is CarGurus, Inc. (CARG) Halal?

NASDAQ Consumer Cyclical United States $3.3B
✓ HALAL
Confidence: 95/100
CarGurus, Inc. (CARG) is Halal under all 5 major Shariah screening standards. With a debt ratio of just 5.9% against the AAOIFI threshold of 30%, CarGurus, Inc. comfortably passes the key financial ratio tests. The company operates in the Consumer Cyclical sector (Auto & Truck Dealerships), which is not a prohibited industry under Islamic finance principles.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI 5.9%
/ 30%
5.9%
/ 30%
1.3%
/ 30%
1.01%
/ 5%
✓ HALAL
DJIM 5.9%
/ 33%
5.9%
/ 33%
1.3%
/ 33%
1.01%
/ 5%
✓ HALAL
MSCI 28.8%
/ 33%
28.8%
/ 33%
6.3%
/ 33%
1.01%
/ 5%
✓ HALAL
S&P 5.9%
/ 33%
5.9%
/ 33%
1.3%
/ 33%
1.01%
/ 5%
✓ HALAL
FTSE 28.8%
/ 33%
28.8%
/ 33%
6.3%
/ 50%
1.01%
/ 5%
✓ HALAL

Financial Highlights

P/E Ratio
17.9
Forward: 12.0
EPS
$1.96
P/B Ratio
8.9
EV/EBITDA
12.8
EV: $3.3B
Revenue
$907M
Growth: 5.5%
Beta
1.4
High volatility
Current Ratio
2.8

Profitability

Gross Margin 92.8%
Operating Margin 28.7%
Net Margin 17.2%
Return on Equity (ROE) 43.0%
Return on Assets (ROA) 20.6%

Cash Flow & Balance Sheet

Operating Cash Flow$295M
Free Cash Flow$266M
Total Debt$191M
Debt-to-Equity51.0
Current Ratio2.8
Total Assets$662M

Price & Trading

Last Close$35.66
50-Day MA$31.76
200-Day MA$34.20
Avg Volume1.2M
Beta1.4
52-Week Range
$24.65
$39.42

About CarGurus, Inc. (CARG)

CEO
Mr. Jason M. Trevisan
Employees
1,218
Sector
Consumer Cyclical
Industry
Auto & Truck Dealerships
Country
United States
Exchange
NASDAQ
Market Cap
$3.3B
Currency
USD

CarGurus, Inc. operates an online automotive platform for buying and selling vehicles in the United States and internationally. The company offers dealer subscription fees, advertising from auto manufacturers and other brand advertisers, and partnerships with financing services companies. It provides an online automotive marketplace that connects large audience of car shoppers with extensive network of dealers, anchoring integrated suite of products. It also offers Digital Deal which allows consumers the option to start their vehicle purchase process online for eligible listings; Dealership Mode which provides consumers with on-the-lot support during visits to participating dealers through the CarGurus app; Sell My Car – Top Dealer Offers which allows dealers to make tailored trade-in offers; and IMV Scan enables dealers to scan a VIN using their smartphone to access IMV data; and PriceVantage, an advanced pricing software powered by machine learning that leverages real-time consumer demand. In addition, the company provides auto manufacturers and others advertiser products, such as brand reinforcement, category sponsorship, automobile segment exclusivity, and consumer segment exposure; Autolist, an online automotive marketplace through mobile applications and a website; and PistonHeads which is an automotive marketplace, auction platform, and editorial site for automotive enthusiasts. The company was formerly known as CarGurus LLC and changed its name to CarGurus, Inc. in June 2015. CarGurus, Inc. was founded in 2005 and is headquartered in Boston, Massachusetts.

Purification Calculator

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Frequently Asked Questions

Is CarGurus, Inc. (CARG) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), CarGurus, Inc. is Halal. The company passes all financial ratio thresholds for debt, cash, receivables, and impermissible income. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is CarGurus, Inc.'s debt ratio?

CarGurus, Inc.'s debt ratio is 5.9% under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%. Under MSCI and FTSE (which use total assets as the denominator), the debt ratio is 28.8%.

Does CarGurus, Inc. require dividend purification?

Yes, CarGurus, Inc. has an impermissible income ratio of 1.01%, which means 1.01% of any dividends received should be donated to charity as purification. This is because a small portion of the company's revenue comes from non-Shariah-compliant sources.

What are CarGurus, Inc.'s key financial metrics?

CarGurus, Inc. has a market capitalization of $3.3B, trailing P/E ratio of 17.9, and revenue of $907M. The company maintains a gross margin of 92.8% and a net margin of 17.2%. Return on equity stands at 43.0%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.