Is BLACKROCK CREDIT ALLOCATION INCOME TRUST (BTZ) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Asset Management | ✗ NOT HALAL | |||
| DJIM | Excluded — Asset Management | ✗ NOT HALAL | |||
| MSCI | Excluded — Asset Management | ✗ NOT HALAL | |||
| S&P | Excluded — Asset Management | ✗ NOT HALAL | |||
| FTSE | Excluded — Asset Management | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 100.0% | |
| Operating Margin | 89.3% | |
| Net Margin | 100.8% | |
| Return on Equity (ROE) | 9.7% | |
| Return on Assets (ROA) | 3.4% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $88M |
| Free Cash Flow | $88M |
| Total Debt | $544M |
| Debt-to-Equity | 51.4 |
| Current Ratio | 0.0 |
| Total Assets | $1.8B |
Price & Trading
| Last Close | $9.85 |
| 50-Day MA | $10.46 |
| 200-Day MA | $10.82 |
| Avg Volume | 322K |
| Beta | 0.8 |
|
52-Week Range
$9.54
| |
About BLACKROCK CREDIT ALLOCATION INCOME TRUST (BTZ)
BlackRock Credit Allocation Income Trust is a closed ended balanced mutual fund launched by BlackRock, Inc. The fund is co-managed by BlackRock Advisors, LLC and BlackRock (Singapore) Limited. It invests in the fixed income markets across the globe. For the fixed income portion of the portfolio, the fund primarily invests in securities with an average credit quality of BBB by Standard & Poor's Corporation. It invests in investment grade corporate bonds, high yield bonds, bank loans, preferred securities or convertible bonds or derivatives. The fund was formerly known as BlackRock Preferred & Equity Advantage Trust. BlackRock Credit Allocation Income Trust was formed on December 27, 2006 and is domiciled in the United States.
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Frequently Asked Questions
Is BLACKROCK CREDIT ALLOCATION INCOME TRUST (BTZ) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), BLACKROCK CREDIT ALLOCATION INCOME TRUST is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is BLACKROCK CREDIT ALLOCATION INCOME TRUST's debt ratio?
BLACKROCK CREDIT ALLOCATION INCOME TRUST's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are BLACKROCK CREDIT ALLOCATION INCOME TRUST's key financial metrics?
BLACKROCK CREDIT ALLOCATION INCOME TRUST has a market capitalization of $909M, trailing P/E ratio of 8.9, and revenue of $103M. The company maintains a gross margin of 100.0% and a net margin of 100.8%. Return on equity stands at 9.7%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.