Is Bowhead Specialty Holdings Inc. (BOW) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| DJIM | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| MSCI | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| S&P | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
| FTSE | Excluded — Insurance - Property & Casualty | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 32.1% | |
| Operating Margin | 13.7% | |
| Net Margin | 9.8% | |
| Return on Equity (ROE) | 13.1% | |
| Return on Assets (ROA) | 2.3% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $332M |
| Free Cash Flow | $326M |
| Total Debt | $146M |
| Debt-to-Equity | 33.3 |
| Current Ratio | 1.4 |
| Total Assets | $2.4B |
Price & Trading
| Last Close | $22.48 |
| 50-Day MA | $24.11 |
| 200-Day MA | $28.07 |
| Avg Volume | 216K |
|
52-Week Range
$21.21
| |
About Bowhead Specialty Holdings Inc. (BOW)
Bowhead Specialty Holdings Inc. provides commercial specialty property and casualty insurance products in the United States. It underwrites casualty insurance solutions for risks in the construction, distribution, heavy manufacturing, real estate, and hospitality segments; professional liability insurance solutions, including directors and officers liability, errors and omissions liability, employment practices liability, fiduciary liability, fidelity liability and miscellaneous professional liability, crime insurance, and cyber for financial institutions; and healthcare solutions for hospitals, senior care providers, managed care organizations, miscellaneous medical facilities, and management liability segments. In addition, it offers Baleen Specialty, a technology-powered underwriting operation, that specializes in small to mid-sized risks that are not eligible in the admitted market. It distributes its products through distribution partners in wholesale and retail markets. The company was formerly known as Bowhead Holdings Inc. and changed its name to Bowhead Specialty Holdings Inc. in March 2024. The company was founded in 2020 and is based in New York, New York.
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Frequently Asked Questions
Is Bowhead Specialty Holdings Inc. (BOW) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), Bowhead Specialty Holdings Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is Bowhead Specialty Holdings Inc.'s debt ratio?
Bowhead Specialty Holdings Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are Bowhead Specialty Holdings Inc.'s key financial metrics?
Bowhead Specialty Holdings Inc. has a market capitalization of $710M, trailing P/E ratio of 13.6, and revenue of $552M. The company maintains a gross margin of 32.1% and a net margin of 9.8%. Return on equity stands at 13.1%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.