Is Bain Capital Specialty Finance, Inc. (BCSF) Halal?

NYSE Financial Services United States $781M
✗ NOT HALAL
Confidence: 95/100
Bain Capital Specialty Finance, Inc. (BCSF) is Not Halal under AAOIFI Standard 21 due to its classification in the Asset Management industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Asset Management ✗ NOT HALAL
DJIM Excluded — Asset Management ✗ NOT HALAL
MSCI Excluded — Asset Management ✗ NOT HALAL
S&P Excluded — Asset Management ✗ NOT HALAL
FTSE Excluded — Asset Management ✗ NOT HALAL

Financial Highlights

P/E Ratio
7.9
Forward: 8.3
EPS
$1.53
Dividend Yield
1395.0%
Payout: 109.8%
P/B Ratio
0.7
Revenue
$115M
Growth: -7.0%
Beta
0.6
Low volatility
Current Ratio
2.0

Profitability

Gross Margin 100.0%
Operating Margin 73.4%
Net Margin 36.1%
Return on Equity (ROE) 8.8%
Return on Assets (ROA) 4.9%

Cash Flow & Balance Sheet

Operating Cash Flow$30M
Free Cash Flow$30M
Total Debt$1.5B
Debt-to-Equity131.6
Current Ratio2.0
Total Assets$2.7B

Price & Trading

Last Close$12.25
50-Day MA$12.98
200-Day MA$14.09
Avg Volume564K
Beta0.6
52-Week Range
$11.82
$16.65

About Bain Capital Specialty Finance, Inc. (BCSF)

CEO
Mr. Michael Alexander Ewald
Sector
Financial Services
Industry
Asset Management
Country
United States
Exchange
NYSE
Market Cap
$781M
Currency
USD

Bain Capital Specialty Finance, Inc. is business development company specializing in direct loans to middle-market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. It typically invests in companies with EBITDA between $10 million and $150 million.

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Frequently Asked Questions

Is Bain Capital Specialty Finance, Inc. (BCSF) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Bain Capital Specialty Finance, Inc. is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Bain Capital Specialty Finance, Inc.'s debt ratio?

Bain Capital Specialty Finance, Inc.'s debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Bain Capital Specialty Finance, Inc.'s key financial metrics?

Bain Capital Specialty Finance, Inc. has a market capitalization of $781M, trailing P/E ratio of 7.9, and revenue of $115M. The company maintains a gross margin of 100.0% and a net margin of 36.1%. Return on equity stands at 8.8%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.