Is Beacon Financial Corp (BBT) Halal?

NYSE Financial Services United States $2.5B
✗ NOT HALAL
Confidence: 95/100
Beacon Financial Corp (BBT) is Not Halal under AAOIFI Standard 21 due to its classification in the Banks - Regional industry, which is excluded under Shariah screening. Companies operating in prohibited sectors such as conventional banking, insurance, alcohol, tobacco, and gambling are automatically excluded regardless of their financial ratios.

Shariah Screening — 5 Standards

Based on financial data from December 2025

Standard Debt Ratio Cash Ratio Receivables Income Status
AAOIFI Excluded — Banks - Regional ✗ NOT HALAL
DJIM Excluded — Banks - Regional ✗ NOT HALAL
MSCI Excluded — Banks - Regional ✗ NOT HALAL
S&P Excluded — Banks - Regional ✗ NOT HALAL
FTSE Excluded — Banks - Regional ✗ NOT HALAL

Financial Highlights

P/E Ratio
28.4
Forward: 7.5
EPS
$1.03
Dividend Yield
440.0%
Payout: 124.9%
P/B Ratio
1.0
Revenue
$553M
Growth: 221.0%

Profitability

Gross Margin 0.0%
Operating Margin 58.3%
Net Margin 17.6%
Return on Equity (ROE) 4.9%
Return on Assets (ROA) 0.5%

Cash Flow & Balance Sheet

Operating Cash Flow$224M
Free Cash Flow$212M
Total Debt$879M
Total Assets$23.2B

Price & Trading

Last Close$29.63
50-Day MA$29.59
200-Day MA$26.52
Avg Volume799K
52-Week Range
$22.27
$32.00

About Beacon Financial Corp (BBT)

CEO
Mr. Paul A. Perrault
Employees
1,972
Sector
Financial Services
Industry
Banks - Regional
Country
United States
Exchange
NYSE
Market Cap
$2.5B
Currency
USD

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in New England, New York, the United States, and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. The company is also involved in investment in debt and equity securities and offers cash management, trust, and investment advisory services. In addition, it provides specialty equipment financing and SBA lending, online and mobile banking services, as well as wealth management services to individuals, families, endowments, and foundations. The company was founded in 1846 and is headquartered in Boston, Massachusetts.

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Frequently Asked Questions

Is Beacon Financial Corp (BBT) halal to invest in?

Based on our screening using AAOIFI Standard 21 (the strictest methodology), Beacon Financial Corp is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.

What is Beacon Financial Corp's debt ratio?

Beacon Financial Corp's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.

What are Beacon Financial Corp's key financial metrics?

Beacon Financial Corp has a market capitalization of $2.5B, trailing P/E ratio of 28.4, and revenue of $553M. Return on equity stands at 4.9%.

How often is the screening data updated?

Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.

Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.