Is AMERICAN EXPRESS CO (AXP) Halal?
Shariah Screening — 5 Standards
Based on financial data from December 2025
| Standard | Debt Ratio | Cash Ratio | Receivables | Income | Status |
|---|---|---|---|---|---|
| AAOIFI | Excluded — Credit Services | ✗ NOT HALAL | |||
| DJIM | Excluded — Credit Services | ✗ NOT HALAL | |||
| MSCI | Excluded — Credit Services | ✗ NOT HALAL | |||
| S&P | Excluded — Credit Services | ✗ NOT HALAL | |||
| FTSE | Excluded — Credit Services | ✗ NOT HALAL | |||
Financial Highlights
Profitability
| Gross Margin | 63.5% | |
| Operating Margin | 17.5% | |
| Net Margin | 16.2% | |
| Return on Equity (ROE) | 34.0% | |
| Return on Assets (ROA) | 3.8% |
Cash Flow & Balance Sheet
| Operating Cash Flow | $18.4B |
| Free Cash Flow | $16.0B |
| Total Debt | $57.8B |
| Debt-to-Equity | 190.9 |
| Current Ratio | 1.4 |
| Total Assets | $300.1B |
Price & Trading
| Last Close | $299.39 |
| 50-Day MA | $330.08 |
| 200-Day MA | $335.22 |
| Avg Volume | 3.6M |
| Beta | 1.2 |
|
52-Week Range
$220.43
| |
About AMERICAN EXPRESS CO (AXP)
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.
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Frequently Asked Questions
Is AMERICAN EXPRESS CO (AXP) halal to invest in?
Based on our screening using AAOIFI Standard 21 (the strictest methodology), AMERICAN EXPRESS CO is Not Halal. The company fails one or more screening criteria. We screen against all 5 major standards: AAOIFI, DJIM, MSCI, S&P, and FTSE.
What is AMERICAN EXPRESS CO's debt ratio?
AMERICAN EXPRESS CO's debt ratio is not available under the AAOIFI standard (which uses market capitalization as the denominator). The AAOIFI threshold is 30%.
What are AMERICAN EXPRESS CO's key financial metrics?
AMERICAN EXPRESS CO has a market capitalization of $200.7B, trailing P/E ratio of 19.0, and revenue of $72.2B. The company maintains a gross margin of 63.5% and a net margin of 16.2%. Return on equity stands at 34.0%.
How often is the screening data updated?
Our screening data is updated regularly using the latest available financial statements and market data. Stock prices and market caps are refreshed frequently, while financial statements are updated quarterly when companies report earnings.
Disclaimer: HalalStockGuide.com provides Shariah compliance screening for educational and informational purposes only. This is not a fatwa, financial advice, or a recommendation to buy or sell any security. Screening results are based on publicly available financial data and established methodologies. Always consult a qualified Islamic scholar and a licensed financial advisor before making investment decisions.